Overview
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About this home
228 River Island Cir is a 1997-built home in Eagle Crk/Saint Augustine, St Augustine. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,020 square feet of living space. Listed at $295,000 (about $289/sqft), 166 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 quarterly.
Welcome to this beautifully maintained 2-bedroom, 2-bath single-family home offering comfort, style, and convenience in a quiet, well-kept community with low HOA fees. Inside, you'll find an open floorplan that creates a bright and spacious feel, perfect for both everyday living and entertaining. The home features newly remodeled bathrooms, recent interior paint, and a climate-controlled garage that adds valuable flex space for storage, hobbies, or a home gym. Designed for low-maintenance living, this property is ideal for those seeking peace of mind in a safe and serene setting. Conveniently located just minutes from downtown, shopping, dining, and the beaches, this move-in ready home offers the best of easy Florida living. USDA eligible!
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 81 closed home sales in St Augustine over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$295,000
$289 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,020 sq ft
Time on market
166 days
Year built
1997
Monthly payment
About $1,983/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,814 annual tax bill, insurance, and the $185/qtr HOA fee.
HOA fee
$185/qtr
Managed by Eagle Creek of St Augustine.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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