73 Sawdust Ln, photo 1
Pending
1 / 67

Overview

4 bd2 ba1,862 sqft2 car garageSingle Family
TypeSingle Family
HOA$249/yr
Built2026
Lot5,000 sqft
Living area1,862 sqft
Price / sqft$180
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SAWMILL BRANCH
Type
Single Family Residence

True monthly carry

HOA
~$21/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSmart HomeSplit BedroomThermostatWalk-in Closet(s)Clubhouse

73 Sawdust Ln is a 2026-built home in Sawmill Branch, Palm Coast. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,862 square feet of living space. Listed at $335,445 (about $180/sqft), 159 days on market. Flood zone X & A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $249 annually.

From the listing

READY NOW! The Cali floor plan offers 1,862 square feet of thoughtfully designed living space with 4 bedrooms, 2 bathrooms, and a 2-car garage the perfect balance of comfort and functionality. This popular layout features a spacious open-concept design where the kitchen, dining area, and large gathering room all flow together seamlessly in one expansive space. With abundant natural light throughout, the main living area feels bright, welcoming, and ideal for both everyday living and special occasions. The kitchen is a true centerpiece, featuring a large island perfect for entertaining, casual dining, or homework time. You’ll love the generous counter space for meal prep and hosting, making it easy to gather with friends and family while staying connected to the action in the gathering room. The private owner’s suite offers a relaxing retreat with a spacious walk-in closet and an en-suite bath complete with dual sinks for added convenience. Three additional bedrooms provide flexibility for family members, guests, or even a home office, all with comfortable, nicely sized layouts. Built with energy-efficient features and equipped with smart home technology, the Cali delivers modern convenience, savings, and style making it the perfect home for entertaining and everyday living. Call our Online Sales Concierge to get started today!

The essentials

Built
2026
Price / sqft
$180
On market
159 days
Annual tax
$0
HOA
$249/yr
Flood zone
X & A · Low risk
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
5,000 sqft lot
Lot size
1,862 sqft
Living area

Payment

Est. monthly payment
$2,371/mo
Down payment (20%)
$67,089
Property taxes
$0/mo
HOA
$249/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
159
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Smart Home
Split Bedroom
Thermostat
Walk-in Closet(s)
Clubhouse
Dog Park
Fitness Center
Playground
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X & A
Annual Tax (2025)
$0
Parcel #
21-10-30-5416-00000-3030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawmill Branch
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
5,000 sqft
HOA
$249/yr
Sovereign & Jacobs

Price history

Date
Event
Price
10/7/2026
Pending sale
Source: Stellar MLS #FC318375
$335,445
$180/sqft
10/6/2026
Price change
Source: Stellar MLS #FC318375
$335,445-2.9%
$180/sqft
-
Price change
Source: Stellar MLS #FC318375
$345,445-1.0%
$186/sqft
5/7/2026
Listed for sale
Source: Stellar MLS #FC318375
$348,990
$187/sqft

Neighborhood

73 Sawdust Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $335,445
$330,000 – $335,445
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 159 after a $13,545 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,371/mo
Principal & interest$1,749
Property taxes$433
Insurance$168
HOA$21
Down payment20% · $67,089
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$335,445

$180 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,862 sq ft

Time on market

159 days

Year built

2026

Monthly payment

About $2,371/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $249/yr HOA fee.

HOA fee

$249/yr

Managed by Sovereign & Jacobs.

Flood zone

Zone X & A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY INC.Listing agent: Charlie RogersListing data from Stellar MLS, MLS# FC318375.

Keep exploring Florida

Pick up where you left off, or see what else is out there.