25 Ocean Crest Way #1242, photo 1
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Overview

3 bd2 ba1,264 sqft1 car garageCondominium
TypeCondominium
Condo dues$1,016/mo
Built2004
Lot27,476 sqft
Living area1,264 sqft
Price / sqft$396
Garage1 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersThermostatWalk-in Closet(s)

25 Ocean Crest Way #1242 is a 2004-built home in Northshore 05, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,264 square feet of living space. Listed at $500,000 (about $396/sqft), 146 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $1,016 monthly.

From the listing

Ensconced above the lush fairways with sweeping Atlantic Ocean and golf course views, this beautifully updated 3-bedroom, 2-bath penthouse condo offers the ultimate Hammock Beach Resort lifestyle. Featuring luxury vinyl plank flooring, fresh paint, updated lighting, plumbing fixtures, outlets, switches, and stylish window treatments, this residence is move-in ready with major mechanical updates including a new hot water heater, 2019 HVAC system with regular maintenance, and professionally cleaned and sanitized ductwork. Whether you’re seeking a full-time residence, vacation retreat, or income-producing short or long-term rental, this property offers exceptional flexibility. Enjoy access to Hammock Beach Club’s world-class amenities including championship golf, oceanfront pools, lazy river, fitness center, spa, tennis, pickleball, fine dining, and private beach access—all in one of Florida’s premier oceanfront resort communities.

The essentials

Built
2004
Price / sqft
$396
On market
146 days
Annual tax
$6,224
Condo dues
$1,016/mo
Flood zone
X500 · Low risk
Lot
27,476 sqft
Type
Condominium

At a glance

Condo
4 stories · 2004
Water views
Golf Course
Community pool
Fitness center too
1 car garage
1,264 sqft
Living area

Payment

Est. monthly payment
$4,393/mo
Down payment (20%)
$100,000
Property taxes
$519/mo
Condo dues
$1,016/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2004
Lot
27,476 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
146
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Entrance
Sidewalk
Storage
Association Recreation - Lease
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Pool
Restaurant
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$6,224
Parcel #
04-11-31-3605-00120-1242

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Northshore 05
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
27,476 sqft
Near Golf Course
Condo dues
$1,016/mo
Tomoka Property Management, INC.

Price history

Date
Event
Price
5/19/2026
Listed for sale
Source: Stellar MLS #FC318654
$500,000
$396/sqft

Neighborhood

25 Ocean Crest Way #1242
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $500,000
$485,000 – $500,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 146.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,392/mo
Principal & interest$2,608
Property taxes$519
Insurance$250
HOA$1,016
Down payment20% · $100,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$500,000

$396 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,264 sq ft

Time on market

146 days

Year built

2004

Monthly payment

About $4,393/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,224 annual tax bill, insurance, and $1,016/mo in condo dues.

Condo dues

$1,016/mo

Managed by Tomoka Property Management, INC..

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byBETTER HMS & GARDENS RE SYNERGListing agent: James SheehanListing data from Stellar MLS, MLS# FC318654.

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