MLS #FC319008, photo 1
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Overview

3 bd2 ba1,615 sqft2 car garageSingle Family
TypeSingle Family
HOA$330/mo
Built1996
Lot5,227 sqft
Living area1,615 sqft
Price / sqft$307
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenL DiningLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostat

MLS #FC319008 is a 1996-built home in Seagate North, St Augustine. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,615 square feet of living space. Listed at $495,000 (about $307/sqft), 131 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $330 monthly.

From the listing

ENJOY AMAZING WATERFRONT VIEWS! Welcome to easy coastal living in the highly sought-after gated community of Seagate North in beautiful St. Augustine Beach. Ideally located just minutes from the sugar-sand beaches of the Atlantic Ocean, this charming waterfront patio home offers the perfect blend of comfort, convenience, and carefree living. Featuring three bedrooms and two bathrooms, the home boasts a bright open floor plan filled with natural light, a sunny kitchen with adjoining breakfast room, and fresh interior paint throughout. Designed for effortless living, the spacious layout flows seamlessly to an enormous screened rear patio where you can relax and enjoy peaceful water views year-round. Perfectly positioned directly across from the community clubhouse and sparkling pool, this intimate neighborhood offers a welcoming atmosphere and maintenance-free lifestyle, with yard maintenance included. A spacious garage provides ample storage, while the home's prime location places you just moments from local restaurants, shopping, and the countless attractions that make St. Augustine one of Florida's most beloved coastal destinations. Whether you're seeking a full-time residence or a relaxing beach retreat, this waterfront gem is ready to help you enjoy the very best of life by the sea.

The essentials

Built
1996
Price / sqft
$307
On market
131 days
Annual tax
$2,804
HOA
$330/mo
Flood zone
X · Low risk
Lot
5,227 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
Water views
Water
2 car garage
5,227 sqft lot
Lot size
1,615 sqft
Living area

Payment

Est. monthly payment
$3,393/mo
Down payment (20%)
$99,000
Property taxes
$234/mo
HOA
$330/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
5,227 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
131
Ceiling Fans(s)
Eat-in Kitchen
L Dining
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,804
Parcel #
1757910220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seagate North
County
St Johns
MLS Area
32080 - Saint Augustine
Lot Size
5,227 sqft
Cleared
HOA
$330/mo
May Management

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #FC319008
$495,000-3.9%
$307/sqft
-
Price change
Source: Stellar MLS #FC319008
$515,000-2.8%
$319/sqft
6/3/2026
Listed for sale
Source: Stellar MLS #FC319008
$530,000
$328/sqft

Neighborhood

Map unavailable for this listing.

Market insights

Offer Insights

Choose an offer strength

List price: $495,000
$472,500 – $495,000
95.5% – 100% of listTops out right at the list price
80% of listList price
11 of the last 21 home closings in 32080 landed at this number or higher (52%). The median one sat 55 days before it went under contract, and this one is on day 131 after a $35,000 cut.

Sample: 21 closed home sales in 32080 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,393/mo
Principal & interest$2,582
Property taxes$234
Insurance$248
HOA$330
Down payment20% · $99,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$495,000

$307 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,615 sq ft

Time on market

131 days

Year built

1996

Monthly payment

About $3,393/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,804 annual tax bill, insurance, and the $330/mo HOA fee.

HOA fee

$330/mo

Managed by May Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBERKSHIRE HATHAWAY HOMESERVICE (OCEANSHORE)Listing agent: Stacey ScanlanListing data from Stellar MLS, MLS# FC319008.

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