186 Westhampton Dr, photo 1
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Overview

3 bd2 ba1,718 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1991
Lot11,138 sqft
Living area1,718 sqft
Price / sqft$150
Garage2 car

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Open house

Saturday, Oct 17 · 12:00 PM to 3:00 PM

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatVaulted Ceiling(s)

186 Westhampton Dr is a 1991-built home in Pine Lakes, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,718 square feet of living space. Listed at $258,000 (about $150/sqft), 135 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. This FHA 203(k) eligible home is one of the best values in Palm Coast, offering incredible potential in a highly sought after neighborhood. Don't miss what's waiting behind the front door—step inside to discover soaring volume ceilings, abundant natural light, and a spacious split-bedroom floor plan designed for comfortable everyday living. The heart of the home features a well-appointed kitchen with newer appliances, ample cabinetry, a pantry, and seamless flow into the main living and dining areas. The true standout is the oversized screened lanai and adjoining grilling patio, creating the ideal setting for entertaining, relaxing, or enjoying Florida’s beautiful weather year-round. Sliding glass doors from the kitchen, dining area, and primary suite effortlessly blend indoor and outdoor living. Located in the desirable Pine Lakes community, you'll enjoy tree-lined streets, a golf course setting, and the freedom of NO HOA fees. Just minutes from shopping, dining, top-rated schools, parks, and the cinnamon-colored sands of Flagler Beach, this home combines space, location, and value at a price point that's hard to find. Schedule your private showing today and see why this hidden gem deserves a closer look!

The essentials

Built
1991
Price / sqft
$150
On market
135 days
Annual tax
$2,027
Flood zone
X · Low risk
Lot
11,138 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
2 car garage
Garage Door Opener
0.26 acres
Lot size
1,718 sqft
Living area

Payment

Est. monthly payment
$1,644/mo
Down payment (20%)
$51,600
Property taxes
$169/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
11,138 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
135
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Window Treatments
Rain Gutters
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
Rymfire Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$2,027
Parcel #
07-11-31-7022-00190-0860

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Lakes
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
11,138 sqft
LandscapedNear Golf CoursePaved

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #FC319013
$258,000-3.0%
$150/sqft
-
Price change
Source: Stellar MLS #FC319013
$265,900-14.2%
$155/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #FC319013
$310,000
$180/sqft

Neighborhood

186 Westhampton Dr
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $258,000
$257,500 – $258,000
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 135 after a $52,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,643/mo
Principal & interest$1,346
Property taxes$169
Insurance$129
Down payment20% · $51,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$258,000

$150 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,718 sq ft

Time on market

135 days

Year built

1991

Monthly payment

About $1,644/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,027 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREAL ESTATE SERVICES OF PCListing agent: Cheryl DreezerListing data from Stellar MLS, MLS# FC319013.

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