21 S Lake St, photo 1
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Overview

2 bd2 ba1,410 sqftSingle Family
TypeSingle Family
HOANone listed
Built1974
Lot7,405 sqft
Living area1,410 sqft
Price / sqft$355

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostat

21 S Lake St is a 1974-built home in Crescent City, Crescent City. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,410 square feet of living space. Listed at $499,900 (about $355/sqft), 120 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Under contract-accepting backup offers. The owners said, “SELL!” — so here is your chance to “Seas-The-Day” and wake up to spectacular sunrises as nature unfolds right outside your living room. Rarely does an opportunity come along to own a property this unique. Built on pilings directly over beautiful Crescent Lake, this one-of-a-kind waterfront retreat offers panoramic water views, excellent fishing from your own deck, and direct boating access to Dunns Creek and the St. Johns River. A wonder water world in your own backyard. A private dock stretches from the shore to the home, creating the unforgettable feeling of living directly on the water while still enjoying the comforts of a traditional residence. The approximately 1,400-square-foot home features an open layout, abundant natural light, breathtaking sunrise views, and a spacious boathouse capable of accommodating multiple boats. Formerly operated as a successful vacation rental, the property offers tremendous versatility and potential as a full-time residence, weekend getaway, Airbnb/VRBO investment, fishing retreat, or unique waterfront business opportunity. Adding even more value is the commercial lot located between the home and the street, which is included in the sale. The additional property provides valuable space for parking, storage, business use, or potential future development. The property is commercially zoned with a house on the property, opening the door to a variety of possibilities for the new owner. Additional features include a backup generator, water heater, A/C system, and sewage pump, all included with the sale. Conveniently located near local restaurants and within an easy drive of Daytona Beach, Jacksonville, St. Augustine, and Orlando, this is far more than just a waterfront home—it is an opportunity to own a truly distinctive piece of Florida waterfront. Come see it for yourself and “Seas-The-Day!” Properties like this simply don't come along very often.

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The essentials

Built
1974
Price / sqft
$355
On market
120 days
Annual tax
$6,905
Flood zone
AE
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 1974
Waterfront
Lake Front
7,405 sqft lot
Lot size
1,410 sqft
Living area

Payment

Est. monthly payment
$3,432/mo
Down payment (20%)
$99,980
Property taxes
$575/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1974
Lot
7,405 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Lake Front
Days on Market
120
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Lighting
Outdoor Grill
Outdoor Shower
Private Mailbox
Private Yard
Rv Hookup
Storage
Street Lights
Convection Oven
Dryer
Electric Water Heater
Freezer
Ice Maker
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$6,905
Parcel #
30-12-28-1750-0180-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Crescent City
County
Putnam
MLS Area
32112 - Crescent City
Lot Size
7,405 sqft
ClearedCity LimitsPaved

Price history

Date
Event
Price
10/12/2026
Pending sale
Source: Stellar MLS #FC319356
$499,900
$355/sqft
8/11/2026
Price change
Source: Stellar MLS #FC319356
$499,900-13.1%
$355/sqft
-
Price change
Source: Stellar MLS #FC319356
$575,000-4.2%
$408/sqft
6/15/2026
Listed for sale
Source: Stellar MLS #FC319356
$599,900
$425/sqft

Neighborhood

21 S Lake St
Crescent City, FL, 32112 · 32112 - Crescent City

Calculator

Est. monthly payment
$3,433/mo
Principal & interest$2,607
Property taxes$575
Insurance$250
Down payment20% · $99,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,900

$355 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,410 sq ft

Time on market

120 days

Year built

1974

Monthly payment

About $3,432/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,905 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byEXP REALTY LLCListing agent: Mark LangleyListing data from Stellar MLS, MLS# FC319356.

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