245 Palmetto Ridge Rd, photo 1
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Overview

2 bd3 ba1,109 sqftTownhouse
TypeTownhouse
HOA$350/qtr
Built2026
Lot5,000 sqft
Living area1,109 sqft
Price / sqft$235

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
STOKES LANDING
Type
Townhouse

True monthly carry

HOA
~$117/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanThermostatDishwasherDisposalMicrowaveRange

245 Palmetto Ridge Rd is a 2026-built home in Stokes Landing, St Augustine. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,109 square feet of living space. Listed at $260,440 (about $235/sqft), 111 days on market. Flood zone X & A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 quarterly.

From the listing

READY NOW! The Jackson townhome is a smartly designed floor plan that proves great living can come in an efficient footprint, offering approximately 1,109 square feet of well-organized space with two bedrooms and 2.5 bathrooms. This inviting two-story layout creates a comfortable balance between open living areas and private retreats, making it ideal for first-time buyers, downsizers, or anyone seeking low-maintenance living. The main level features a welcoming kitchen that opens directly into the living room, creating a connected space that works beautifully for both everyday routines and entertaining. The kitchen includes a generous bar that provides extra counter space for meal prep, casual dining, or hosting guests while you cook. Sliding glass doors fill the living area with natural light, brightening the home and enhancing the sense of openness throughout the day. Upstairs, the primary bedroom offers a relaxing escape with a spacious walk-in closet and a well-appointed bathroom with a large vanity. A second bedroom provides flexibility for guests, a home office, or a hobby room. Built with energy-efficient features and modern construction standards, the Jackson delivers comfort, convenience, and lasting value in new home communities across North Florida, making it an excellent choice for today’s buyers.

The essentials

Built
2026
Price / sqft
$235
On market
111 days
Annual tax
$0
HOA
$350/qtr
Flood zone
X & A · Low risk
Lot
5,000 sqft
Type
Townhouse

At a glance

Townhouse
Built 2026
5,000 sqft lot
Lot size
1,109 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,942/mo
Down payment (20%)
$52,088
Property taxes
$0/mo
HOA
$350/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2026
Lot
5,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
111
Open Floorplan
Thermostat
Dishwasher
Disposal
Microwave
Range
Middle
Pacetti Bay Middle

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X & A
Annual Tax (2025)
$0
Parcel #
0743211240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stokes Landing
County
St Johns
MLS Area
32095 - Saint Augustine
Lot Size
5,000 sqft
HOA
$350/qtr
Priority Community Management

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #FC319510
$260,440-3.7%
$235/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #FC319510
$270,440
$244/sqft

Neighborhood

245 Palmetto Ridge Rd
St Augustine, FL, 32095 · 32095 - Saint Augustine

Market insights

Offer Insights

Choose an offer strength

List price: $260,440
$255,000 – $260,440
98.1% – 100% of listTops out right at the list price
80% of listList price
12 of the last 22 townhouse or villa closings in 32095 landed at this number or higher (55%). The median one sat 65 days before it went under contract, and this one is on day 111 after a $10,000 cut.

Sample: 22 closed townhouse or villa sales in 32095 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,942/mo
Principal & interest$1,358
Property taxes$336
Insurance$130
HOA$117
Down payment20% · $52,088
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$260,440

$235 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,109 sq ft

Time on market

111 days

Year built

2026

Monthly payment

About $1,942/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $350/qtr HOA fee.

HOA fee

$350/qtr

Managed by Priority Community Management.

Flood zone

Zone X & A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY INC.Listing agent: Charlie RogersListing data from Stellar MLS, MLS# FC319510.

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