21 Northshore Dr, photo 1
Active
1 / 9

Overview

0 baLand
TypeLand
HOA$615.18/qtr
Lot9,583 sqft

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Beach AreaFitness CenterGated Community - GuardGolf Carts OKGolfPoolTennis Court(s)Waterfront Complex

21 Northshore Dr is a home in Northshore 04, Palm Coast. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $615.18 quarterly.

From the listing

Enjoy sunrise views from the front of your future home and breathtaking sunsets overlooking the golf course from the rear. This premiere homesite, directly overlooking the 13th hole of the Jack Nicklaus Signature Ocean Course in Hammock Beach Resort, presents a rare opportunity to build your custom dream home in one of Florida’s premier gated coastal communities. There is no required timeframe to build, allowing you the flexibility to create your ideal residence at your own pace. Just a short walk from private community beach access and resort amenities, this homesite offers the perfect balance of golf and coastal living. Located within the exclusive Hammock Beach Resort community, owners have the opportunity to purchase optional Hammock Beach Club memberships, providing access to two championship golf courses, a multi-level pool complex with a lazy river and waterslide, state-of-the-art fitness center, full-service spa, tennis and pickleball courts, and multiple restaurants. Whether you’re planning a full-time residence, luxury vacation retreat, or long-term investment, this prime homesite offers an exceptional opportunity to own in one of the East Coast’s most desirable resort communities.

The essentials

On market
106 days
Annual tax
$3,896
HOA
$615.18/qtr
Flood zone
AE
Lot
9,583 sqft
Type
Land

At a glance

Land
Water views
Golf Course
Community pool
Fitness center too
9,583 sqft lot
Lot size

Payment

Est. monthly payment
$3,324/mo
Down payment (20%)
$97,800
Property taxes
$325/mo
HOA
$615.18/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
9,583 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
106
Beach Area
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Tennis Court(s)
Waterfront Complex
Street Lights
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$3,896
Parcel #
04-11-31-3604-00000-0740

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Northshore 04
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
9,583 sqft
ClearedOn Golf CourseRoom For PoolStreet LightsPaved
HOA
$615.18/qtr
Samantha Sanchez

Price history

Date
Event
Price
7/16/2026
Price change
Source: Stellar MLS #FC319699
$489,000+8.7%
7/2/2026
Listed for sale
Source: Stellar MLS #FC319699
$450,000

Neighborhood

21 Northshore Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$3,324/mo
Principal & interest$2,550
Property taxes$325
Insurance$245
HOA$205
Down payment20% · $97,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$489,000

Time on market

106 days

Monthly payment

About $3,324/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,896 annual tax bill, insurance, and the $615.18/qtr HOA fee.

HOA fee

$615.18/qtr

Managed by Samantha Sanchez.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byREAL BROKER, LLCListing agent: Samantha RosenbaumListing data from Stellar MLS, MLS# FC319699.

Keep exploring Florida

Pick up where you left off, or see what else is out there.