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Overview

4 bd3 ba2,424 sqft2 car garageSingle Family
TypeSingle Family
HOA$725/yr
Built2012
Lot6,534 sqft
Living area2,424 sqft
Price / sqft$291
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersStone CountersWindow TreatmentsFire PitCooktop

48 Mission Oak CT is a 2012-built home in Mission Trace, St Augustine. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,424 square feet of living space. Listed at $705,000 (about $291/sqft), 95 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $725 annually.

From the listing

Priced under recent appraisal!Smart enough to run itself, gorgeous enough to be on the cover of a magazine! Welcome to 48 Mission Oaks Court in beautiful St Augustine FL. Thoughtfully updated with high-end finishes, major system improvements, and modern connected-home conveniences, this property stands out as one of the most upgraded homes in the neighborhood. The sellers have completed an impressive list of improvements, including a new roof, new AC system, new tankless water heater, new exterior paint, new gutters, updated kitchen with Smart appliances with an induction and air fryer stove, updated bathrooms, a custom glass office, custom primary closet, and more. The kitchen features beautiful Taj Mahal quartzite counters, adding a timeless, refined finish to one of the home’s most important spaces. Designed for comfort, convenience, and peace of mind, the home includes Wi-Fi-controlled smart appliances, thermostats, lighting in the main living areas, first-floor electric blinds, sprinkler controls, pool and spa controls, a video doorbell, HD security cameras, alarm system, front door lock, and wiring for outdoor speakers and TVs. The outdoor living space is the true centerpiece. Backing to a pond with a peaceful reserve view, the fully fenced backyard offers privacy, scenery, and a resort-style setting. The brand-new heated saltwater pool and spa, screened enclosure, and travertine pool decking create a polished outdoor retreat, while the lanai is already plumbed and wired for an outdoor kitchen. Inside, the home feels fresh, state-of-the-art, and move-in ready. The updated bathrooms add to the clean, elevated feel, while the custom glass office creates a beautiful space for working from home, studying, or using as a flex room. The primary closet has been customized, and the home includes custom electric shades on the first floor. Wood tongue-and-groove ceilings on the lanai and front porch add warmth, texture, and a custom architectural detail. Living in St. Augustine means enjoying one of Northeast Florida’s most desirable lifestyles, with historic downtown charm, beaches, restaurants, shopping, parks, outdoor recreation, and coastal experiences all nearby. Whether you are spending the day exploring the historic district, enjoying the water, entertaining by the pool, or relaxing at home, this location offers the best of Florida living and convenient access just approximately 5.5 miles from the I-95/SR 16 interchange.

The essentials

Built
2012
Price / sqft
$291
On market
95 days
Annual tax
$4,776
HOA
$725/yr
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 2012
Water views
Trees/Woods
Private pool
Heated
2 car garage
Driveway
6,534 sqft lot
Lot size

Payment

Est. monthly payment
$4,488/mo
Down payment (20%)
$141,000
Property taxes
$398/mo
HOA
$725/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2012
Lot
6,534 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Off Street
Pool
Heated, In Ground, Lighting, Salt Water, Screen Enclosure
Days on Market
95
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Stone Counters
Window Treatments
Fire Pit
Cooktop
Dishwasher
Dryer
Exhaust Fan
Freezer
Range
Refrigerator
Tankless Water Heater
Washer
Wine Refrigerator
High
St. Augustine High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,776
Parcel #
088661-0570

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mission Trace
County
St Johns
MLS Area
32084 - Saint Augustine
Lot Size
6,534 sqft
ClearedCul-De-SacPaved
HOA
$725/yr
Alsop Property Management, LLC

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #FC319892
$705,000-2.1%
$291/sqft
-
Price change
Source: Stellar MLS #FC319892
$720,300-4.0%
$297/sqft
7/9/2026
Listed for sale
Source: Stellar MLS #FC319892
$750,000
$309/sqft

Neighborhood

48 Mission Oak CT
St Augustine, FL, 32084 · 32084 - Saint Augustine

Market insights

Offer Insights

Choose an offer strength

List price: $705,000
$695,000 – $705,000
98.5% – 100% of listTops out right at the list price
80% of listList price
11 of the last 20 home closings in 32084 landed at this number or higher (55%). The median one sat 81 days before it went under contract, and this one is on day 95 after a $45,000 cut.

Sample: 20 closed home sales in 32084 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,487/mo
Principal & interest$3,677
Property taxes$398
Insurance$353
HOA$60
Down payment20% · $141,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$705,000

$291 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,424 sq ft

Time on market

95 days

Year built

2012

Monthly payment

About $4,488/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,776 annual tax bill, insurance, and the $725/yr HOA fee.

HOA fee

$725/yr

Managed by Alsop Property Management, LLC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byGRAND LIVING REALTYListing agent: Jennifer SwansonListing data from Stellar MLS, MLS# FC319892.

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