515 Sweetgum Lane Ln, photo 1
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Overview

0 baLand
TypeLand
HOA$565/qtr
Lot23,087 sqft

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About this home

Gated Community - Guard

515 Sweetgum Lane Ln is a home in Conservatory, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $565 quarterly.

From the listing

CONSERVATORY AT HAMMOCK BEACH, BUILD YOUR DREAM HOME ON THIS LARGE PIE SHAPED LOT, EXCLUSIVE SUBDIVISION WITH THE TOM WATSON 18 HOLE GOLF COURSE, MEMBERSHIP REQUIRED TO USE AMENITIES,7 APPROVED BUILDERS, DON'T WAIT !! WALK THIS LEVEL LOT AND CONTACT A BUIDER TODAY!!!

The essentials

On market
78 days
Annual tax
$1,019
HOA
$565/qtr
Flood zone
X · Low risk
Lot
23,087 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,753/mo
Down payment (20%)
$51,800
Property taxes
$85/mo
HOA
$565/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
23,087 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
78
Gated Community - Guard
Flood Zone X
Annual Tax (2025)
$1,019
Parcel #
42-10-30-3210-00000-207

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Conservatory
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
23,087 sqft
Cleared
HOA
$565/qtr
MAY MANAGEMENT

Price history

Date
Event
Price
7/28/2026
Listed for sale
Source: Stellar MLS #FC320150
$259,000

Neighborhood

515 Sweetgum Lane Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,753/mo
Principal & interest$1,351
Property taxes$85
Insurance$130
HOA$188
Down payment20% · $51,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$259,000

Time on market

78 days

Monthly payment

About $1,753/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,019 annual tax bill, insurance, and the $565/qtr HOA fee.

HOA fee

$565/qtr

Managed by MAY MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Carolyn ValloneListing data from Stellar MLS, MLS# FC320150.

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