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Overview

4 bd3 ba2,271 sqft3 car garageSingle Family
TypeSingle Family
HOA$249/yr
Built2026
Lot6,000 sqft
Living area2,271 sqft
Price / sqft$184
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SAWMILL BRANCH
Type
Single Family Residence

True monthly carry

HOA
~$21/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSmart HomeThermostatTray Ceiling(s)Walk-in Closet(s)Clubhouse

166 Springwood Dr is a 2026-built home in Sawmill Branch, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,271 square feet of living space. Listed at $417,400 (about $184/sqft), 76 days on market. Flood zone X & A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $249 annually.

From the listing

Under Construction. READY NOW! The Destin is a beautifully crafted single-story home offering 2,271 square feet of well-planned living space. This exceptional floor plan features 4 bedrooms, 3 bathrooms, and a highly desirable 3-car garage making it an ideal choice for families, professionals, or anyone seeking both style and flexibility in their next home. The heart of this one-story home is the expansive open-concept living area, where the kitchen, dining, and family room flow seamlessly together. This layout is perfect for entertaining guests, hosting family gatherings, or simply enjoying everyday life with ease. The kitchen is a true centerpiece, designed to be both functional and stylish. Featuring a large center island, ample counter space, and abundant cabinetry, it provides everything you need for meal preparation and storage. The island doubles as a casual dining space or gathering spot, making it the perfect place for conversations. The primary suite is privately located and serves as a luxurious retreat, offering a spacious bedroom, a well-appointed en-suite bathroom, and a generous walk-in closet. The three additional bedrooms are equally versatile, making them ideal for children, guests, or even a home office. With three full bathrooms, The Destin ensures convenience and comfort for everyone in the household. The layout also offers flexibility for multi-generational living, with guest rooms positioned to provide both accessibility and privacy.

The essentials

Built
2026
Price / sqft
$184
On market
76 days
Annual tax
$0
HOA
$249/yr
Flood zone
X & A · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
3 car garage
6,000 sqft lot
Lot size
2,271 sqft
Living area

Payment

Est. monthly payment
$2,946/mo
Down payment (20%)
$83,480
Property taxes
$0/mo
HOA
$249/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
76
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Smart Home
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Clubhouse
Dog Park
Fitness Center
Playground
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X & A
Annual Tax (2026)
$0
Parcel #
21-10-30-5416-00000-4400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawmill Branch
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,000 sqft
HOA
$249/yr
Sovereign & Jacobs

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #FC320309
$417,400-1.2%
$184/sqft
-
Price change
Source: Stellar MLS #FC320309
$422,400-1.7%
$186/sqft
7/29/2026
Listed for sale
Source: Stellar MLS #FC320309
$429,900
$189/sqft

Neighborhood

166 Springwood Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $417,400
$412,500 – $417,400
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 76 after a $12,500 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,946/mo
Principal & interest$2,177
Property taxes$539
Insurance$209
HOA$21
Down payment20% · $83,480
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$417,400

$184 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,271 sq ft

Time on market

76 days

Year built

2026

Monthly payment

About $2,946/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $249/yr HOA fee.

HOA fee

$249/yr

Managed by Sovereign & Jacobs.

Flood zone

Zone X & A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY INC.Listing agent: Charlie RogersListing data from Stellar MLS, MLS# FC320309.

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