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Overview

4 bd3 ba3,000 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot14,418 sqft
Living area3,000 sqft
Price / sqft$146
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PALM COAST SEC 57
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsIN Wall Pest SystemPest Guard SystemThermostatWalk-in Closet(s)DishwasherDisposalElectric Water Heater

424 Underwood Trl is a 2026-built home in Palm Coast Sec 57, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,000 square feet of living space. Listed at $436,900 (about $146/sqft), 73 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under Construction. Photos are not of actual home.For limited time you can choose your colors, $1,000 escrow deposit and when using one of our lender partners we will pay a portion of closing costs, saving thousands of dollars at the closing table. Your “Wow, I Could Totally Live Here” Moment Starts in Seminole Woods! Welcome to modern Florida living with NO HOA and NO CDD. This all brick 3000 plan doesn’t just check boxes, it breaks the mold. From the moment you step through the grand entry, with tile flooring ,you’ll feel the perfect balance of spacious design and smart functionality. This isn’t your average new build —it’s serving space, style, and Florida sunshine in all the right ways. Step inside and you’ll instantly feel it — the bright, open floor plan, the monster breakfast nook that’s just begging for brunch, and the living room that fits the whole crew (and then some). The kitchen and all three bathrooms are equipped with granite counter tops. The Owner’s Suite? Total retreat vibes. Think tray ceiling, en-suite bath with double vanities, a walk-in shower, garden tub for soaking, and his and hers walk in closets that fit everything just right. Out back, you’ve got a 21' x 10' patio and a backyard with plenty of room to dream — pool, firepit, tiki bar… your call. All of this in the quiet, super-convenient Seminole Woods neighborhood — just minutes from shopping, dining, and the sand of Flagler Beach.

The essentials

Built
2026
Price / sqft
$146
On market
73 days
Annual tax
$954
Flood zone
X · Low risk
Lot
14,418 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
0.33 acres
Lot size
3,000 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,577/mo
Down payment (20%)
$87,380
Property taxes
$80/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
14,418 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
73
High Ceilings
IN Wall Pest System
Pest Guard System
Thermostat
Walk-in Closet(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Flood Zone X
Annual Tax (2025)
$954
Parcel #
07-11-31-7057-00600-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 57
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
14,418 sqft

Price history

Date
Event
Price
8/1/2026
Listed for sale
Source: Stellar MLS #FC320377
$436,900
$146/sqft

Neighborhood

424 Underwood Trl
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $436,900
$435,000 – $436,900
99.5% – 100% of listTops out right at the list price
80% of listList price
307 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 73.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,577/mo
Principal & interest$2,279
Property taxes$80
Insurance$218
Down payment20% · $87,380
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$436,900

$146 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,000 sq ft

Time on market

73 days

Year built

2026

Monthly payment

About $2,577/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $954 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byADAMS HOMES REALTY, INCListing agent: Tracy WebsterListing data from Stellar MLS, MLS# FC320377.

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