148 Secretary Trl #A/B, photo 1
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Overview

6 bd4 ba2,422 sqft2 car garageDuplex
TypeDuplex
HOANone listed
Built2021
Lot10,019 sqft
Living area2,422 sqft
Price / sqft$196
Garage2 car

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsThermostatWalk-in Closet(s)Window Treatments

148 Secretary Trl #A/B is a 2021-built home in Palm Coast Sec 58, Palm Coast. Inside you'll find 6 bedrooms, 4 bathrooms, and 2,422 square feet of living space. Listed at $475,000 (about $196/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

INVESTOR OPPORTUNITY | INCOME-PRODUCING DUPLEX | PALM COAST, FL. Welcome to 148 Secretary Trail, an excellent opportunity to own an income-producing duplex in the desirable and growing Palm Coast market. This multi-family property offers investors the unique advantage of owning two residential units under one roof, creating the potential for multiple rental income streams and long-term investment value. A duplex is an excellent option for investors looking to diversify their real estate portfolio while maximizing the income potential of a single property. Whether you are an experienced investor expanding your portfolio, a first-time investor looking for an income-producing property, or an owner-occupant interested in living in one unit while generating rental income from the other, this property provides valuable flexibility. Each unit offers its own living space, providing tenants with privacy and the convenience of multi-family living. The property's layout makes it well suited for long-term rental use and offers the potential to generate consistent cash flow, subject to rental rates, occupancy, operating expenses, and market conditions. Located in Palm Coast, Florida, the property benefits from the area's continued growth and strong demand for residential housing. Residents enjoy convenient access to shopping, restaurants, schools, parks, golf courses, recreational amenities, medical facilities, major roadways, and the beautiful Atlantic Coast beaches. Palm Coast's combination of coastal lifestyle, expanding amenities, and proximity to surrounding communities makes it an attractive location for both residents and real estate investors. Owning a multi-family property in this market provides an opportunity to participate in the area's continued growth while building long-term real estate equity. 148 Secretary Trail is a property worth adding to your investment portfolio. With two units and the potential for rental income from multiple tenants, this duplex offers an attractive combination of income potential, flexibility, and long-term investment opportunity. Whether you're looking for immediate rental income, a multi-family investment, or your next addition to a growing portfolio, don't miss the opportunity to see 148 Secretary Trail. Schedule your private showing today!

The essentials

Built
2021
Price / sqft
$196
On market
59 days
Annual tax
$6,045
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Duplex

At a glance

Multi-family
Built 2021
2 car garage
10,019 sqft lot
Lot size
2,422 sqft
Living area

Payment

Est. monthly payment
$3,218/mo
Down payment (20%)
$95,000
Property taxes
$504/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
2021
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
59
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Window Treatments
Private Mailbox
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$6,045
Parcel #
07-11-31-7058-00820-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 58
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #FC320680
$475,000-2.1%
$196/sqft
8/19/2026
Listed for sale
Source: Stellar MLS #FC320680
$485,000
$200/sqft

Neighborhood

148 Secretary Trl #A/B
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $475,000
$472,500 – $475,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 59 after a $10,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,219/mo
Principal & interest$2,477
Property taxes$504
Insurance$238
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$475,000

$196 per sq ft

Beds and baths

6 beds, 4 baths

Size

2,422 sq ft

Time on market

59 days

Year built

2021

Monthly payment

About $3,218/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,045 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byVIRTUAL HOMES REALTYListing agent: Kseniya EdwardsListing data from Stellar MLS, MLS# FC320680.

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