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Overview

3 bd2 ba1,862 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2019
Lot12,894 sqft
Living area1,862 sqft
Price / sqft$188
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanThermostatWalk-in Closet(s)Private MailboxDishwasherDisposalMicrowave

50 Pepper Ln is a 2019-built home in Belle Terre, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,862 square feet of living space. Listed at $349,900 (about $188/sqft), 57 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Built in 2019, this beautiful 3-bedroom, 2-bathroom concrete block home with an oversized 2-car garage sits on a spacious corner lot. The home is powered by solar energy, with the current owner reporting electric bills of approximately $30 per month. Step inside to soaring 12-foot ceilings, luxury vinyl plank flooring throughout, and a bright, open-concept floor plan ideal for everyday living and entertaining. The spacious kitchen opens to the living area and features wood cabinetry, stainless steel appliances, a large center island, and a generous breakfast nook. An open formal dining area provides additional space for gatherings. The split-bedroom floor plan offers privacy, with a beautiful primary suite featuring a tray ceiling, large walk-in closet, and a luxurious bathroom with an oversized walk-in shower, dual vanities, and granite countertops. The secondary bedrooms are also comfortably sized. Enjoy the large covered porch overlooking the oversized backyard, with plenty of room to add a pool, playground, garden, or outdoor entertainment area. Conveniently located near shopping, dining, beautiful beaches, miles of biking and hiking trails, and Palm Coast’s tennis and pickleball centers. Easy to show—and even easier to fall in love with!

The essentials

Built
2019
Price / sqft
$188
On market
57 days
Annual tax
$3,702
Flood zone
X · Low risk
Lot
12,894 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
2 car garage
0.30 acres
Lot size
1,862 sqft
Living area

Payment

Est. monthly payment
$2,308/mo
Down payment (20%)
$69,980
Property taxes
$309/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
12,894 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
57
Ceiling Fans(s)
Open Floorplan
Thermostat
Walk-in Closet(s)
Private Mailbox
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,702
Parcel #
07-11-31-7025-00320-0230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Belle Terre
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
12,894 sqft

Price history

Date
Event
Price
8/21/2026
Listed for sale
Source: Stellar MLS #FC320871
$349,900
$188/sqft

Neighborhood

50 Pepper Ln
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$347,500 – $349,900
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 57.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,308/mo
Principal & interest$1,825
Property taxes$309
Insurance$175
Down payment20% · $69,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$188 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,862 sq ft

Time on market

57 days

Year built

2019

Monthly payment

About $2,308/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,702 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byVIRTUAL HOMES REALTYListing agent: Alina PekarskyListing data from Stellar MLS, MLS# FC320871.

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