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Overview

5 bd4 ba2,776 sqft2 car garageSingle Family
TypeSingle Family
HOA$318/yr
Built2021
Lot6,098 sqft
Living area2,776 sqft
Price / sqft$153
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main FloorSplit BedroomStone CountersThermostatWalk-in Closet(s)Private YardSidewalkPool

40 Oakleaf Way is a 2021-built home in Sawmill Crk/Palm Coast Park, Palm Coast. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,776 square feet of living space. Listed at $426,000 (about $153/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $318 annually.

From the listing

If you're looking for room to grow and space to breathe, come check out 40 Oakleaf Way in Palm Coast, FL! This beautifully built 5 bedroom, 3.5 bathroom block home offers the perfect blend of comfort and convenience. With generous living areas, plenty of storage, and a smart layout ideal for both everyday living and entertaining, there's space for everyone. Enjoy TWO family rooms! One on first floor and another upstairs. There is storage galore in this well thought out house. You'll love the fenced in backyard-perfect for pets, or just enjoying some privacy outdoors. The neighborhood features sidewalks for those evening strolls and a community pool where you can cool off and meet the neighbors! Tucked in a well-kept community and just a short drive to the beach, this home offers coastal living with all the room you've been craving. Don't miss your chance to make it yours-schedule your private showing today!

The essentials

Built
2021
Price / sqft
$153
On market
59 days
Annual tax
$7,305
HOA
$318/yr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Shared amenity
2 car garage
6,098 sqft lot
Lot size
2,776 sqft
Living area

Payment

Est. monthly payment
$3,071/mo
Down payment (20%)
$85,200
Property taxes
$609/mo
HOA
$318/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,098 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
59
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Private Yard
Sidewalk
Pool
Sidewalks
Dishwasher
Disposal
Freezer
Microwave
Refrigerator
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,305
Parcel #
21-10-30-5410-00000-1280

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawmill Crk/Palm Coast Park
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,098 sqft
HOA
$318/yr
Valerie Lauson

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #FC320880
$426,000-19.6%
$153/sqft
8/20/2026
Listed for sale
Source: Stellar MLS #FC320880
$529,900
$191/sqft

Neighborhood

40 Oakleaf Way
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $426,000
$420,000 – $426,000
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 59 after a $103,900 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,071/mo
Principal & interest$2,222
Property taxes$609
Insurance$213
HOA$27
Down payment20% · $85,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$426,000

$153 per sq ft

Beds and baths

5 beds, 4 baths

Size

2,776 sq ft

Time on market

59 days

Year built

2021

Monthly payment

About $3,071/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,305 annual tax bill, insurance, and the $318/yr HOA fee.

HOA fee

$318/yr

Managed by Valerie Lauson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: M. Gina DosSantosListing data from Stellar MLS, MLS# FC320880.

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