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Overview

5 bd4 ba3,161 sqft2 car garageSingle Family
TypeSingle Family
HOA$78/mo
Built2026
Lot7,000 sqft
Living area3,161 sqft
Price / sqft$158
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
ASBURY CREEK PH 1
Type
Single Family Residence

True monthly carry

HOA
~$78/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanThermostatHurricane ShuttersLightingSidewalkPlaygroundStreet LightsBuilt-in Oven

3218 Topaz Way is a 2026-built home in Asbury Creek Ph 1, Green Cove Springs. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,161 square feet of living space. Listed at $499,990 (about $158/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $78 monthly.

From the listing

Under Construction. The versatile Silver Maple welcomes you with a charming front porch. Inside, a dramatic two-story foyer leads to a spacious study and open-concept living space—including a casual dining area, a large kitchen with a center island, and a great room with access to the patio. Additional main-floor highlights include a secluded owner’s suite, featuring a sprawling walk-in closet and an en-suite bath with dual vanities and a separate tub and shower. Upstairs, a loft provides access to a full hall bath and four generous secondary bedrooms—each with a walk-in closet and one with its own private bath. Asbury Creek also offers a playground and recreation areas for the community. Pricing shown reflects available seller incentives when financing is obtained through the seller’s preferred lender. Terms and conditions apply.

The essentials

Built
2026
Price / sqft
$158
On market
35 days
Annual tax
$0
HOA
$78/mo
Flood zone
X · Low risk
Lot
7,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
7,000 sqft lot
Lot size
3,161 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$3,582/mo
Down payment (20%)
$99,998
Property taxes
$0/mo
HOA
$78/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
35
Open Floorplan
Thermostat
Hurricane Shutters
Lighting
Sidewalk
Playground
Street Lights
Built-in Oven
Dishwasher
Disposal
Gas Water Heater
Microwave
Range Hood
Tankless Water Heater
Elementary
Lake Asbury Elementary School
Middle
Lake Asbury Junior High School
High
Clay High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$0
Parcel #
16-05-25-009339-021-07

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Asbury Creek Ph 1
County
Clay
MLS Area
32043 - Green Cove Springs
Lot Size
7,000 sqft
HOA
$78/mo
Priority Community Management - Michelle Sutton

Price history

Date
Event
Price
10/15/2026
Price change
Source: Stellar MLS #FC321333
$499,990-1.5%
$158/sqft
-
Price change
Source: Stellar MLS #FC321333
$507,600+3.5%
$161/sqft
9/11/2026
Listed for sale
Source: Stellar MLS #FC321333
$490,480
$155/sqft

Neighborhood

3218 Topaz Way
Green Cove Springs, FL, 32043 · 32043 - Green Cove Springs

Market insights

Offer Insights

Choose an offer strength

List price: $499,990
$490,000 – $499,990
98.2% – 100% of listTops out right at the list price
80% of listList price
28 of the last 54 home closings in Clay County landed at this number or higher (52%). The median one sat 21 days before it went under contract, and this one is on day 35.

Sample: 54 closed home sales in Clay County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,581/mo
Principal & interest$2,608
Property taxes$646
Insurance$250
HOA$78
Down payment20% · $99,998
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,990

$158 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,161 sq ft

Time on market

35 days

Year built

2026

Monthly payment

About $3,582/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $78/mo HOA fee.

HOA fee

$78/mo

Managed by Priority Community Management - Michelle Sutton.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCCNC REALTY GROUP LLCListing agent: Barbara DennisListing data from Stellar MLS, MLS# FC321333.

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