28 Ocean Palm Villa N, photo 1
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Overview

2 bd2 ba1,184 sqft1 car garageTownhouse
TypeTownhouse
HOA + condo dues$1,610/mo
Built2011
Lot967 sqft
Living area1,184 sqft
Price / sqft$224
Garage1 car

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Open house

Sunday, Oct 18 · 12:00 PM to 2:00 PM

About this home

Ceiling Fans(s)Chair RailCrown MoldingKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsStone CountersWindow Treatments

28 Ocean Palm Villa N is a 2011-built home in Ocean Palm Villa II Condo, Flagler Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,184 square feet of living space. Listed at $265,000 (about $224/sqft), 1 day on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $805 monthly. Condo dues run $805 monthly.

From the listing

COASTAL LIVING AT ITS BEST—BETWEEN THE OCEAN & INTRACOASTAL! Welcome to 28 N Ocean Palm Villa, a beautifully updated two-story townhome perfectly positioned between the Atlantic Ocean and the Intracoastal Waterway in desirable Flagler Beach. Set within a golf-cart-friendly community, this home offers the perfect blend of comfort, convenience, and laid-back coastal living. Step inside and you'll immediately appreciate the tasteful updates throughout, including luxury vinyl flooring, beautifully updated cabinetry, granite countertops, and newer appliances. The inviting floor plan provides comfortable living and entertaining spaces, while the enclosed sunroom creates the perfect spot to enjoy your morning coffee, relax with a good book, or take in the peaceful surroundings. Upstairs, the spacious primary bedroom offers a private retreat and opens onto a large deck overlooking the golf course and tranquil pond. Imagine starting your day with coffee on the deck or unwinding in the evening while enjoying the beautiful Florida surroundings. Outdoor enthusiasts will love the location, with fishing just steps away and a beautiful community pool ready for those warm Florida afternoons. And your four-legged family members will feel right at home in this dog-friendly community, where you can enjoy the outdoors together. The golf-cart-friendly lifestyle is one of the many things that makes this location so special. Hop in your golf cart and cruise into town for dinner, meet friends for drinks, browse local shops, or head out to enjoy live music and the vibrant Flagler Beach atmosphere. Leave the car at home and experience the relaxed, easygoing lifestyle that makes Flagler Beach such a sought-after coastal community. With the Atlantic Ocean and Intracoastal Waterway nearby, golf-course and pond views, fishing, a community pool, and convenient access to everything Flagler Beach has to offer, this townhome provides an exceptional opportunity to embrace the Florida lifestyle you've been dreaming of. SELLER INCENTIVE: Sellers are offering a Fixed-Rate Buy-down through their loan officer, giving qualified buyers an excellent opportunity to potentially lower their monthly mortgage payment. Whether you're looking for a full-time residence, vacation getaway, or investment property, 28 N Ocean Palm Villa delivers the perfect combination of coastal charm, thoughtful updates, outdoor recreation, and an unbeatable Flagler Beach lifestyle. Come see why life is better when you can grab your dog, hop on the golf cart, and ride into town for dinner and live music! ALL information is intended to be accurate however can not be guaranteed.

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The essentials

Built
2011
Price / sqft
$224
On market
1 day
Annual tax
$2,603
HOA + condo dues
$1,610/mo
Flood zone
AE
Lot
967 sqft
Type
Townhouse

At a glance

Townhouse
Built 2011
Waterfront
Pond
Community pool
Shared amenity
1 car garage
Private balcony
Outdoor space

Payment

Est. monthly payment
$3,341/mo
Down payment (20%)
$53,000
Property taxes
$217/mo
HOA + condo dues
$1,610/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2011
Lot
967 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Pond
Days on Market
1
Ceiling Fans(s)
Chair Rail
Crown Molding
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Window Treatments
Balcony
Buyer Approval Required
Golf Carts OK
Golf
Pool
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,603
Parcel #
30-12-32-4850-00020-0280

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Palm Villa II Condo
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
967 sqft
HOA + condo dues
$1,610/mo
$805/mo HOA plus $805/mo condo dues
Shantel Tarasenko

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #FC321752
$265,000
$224/sqft

Neighborhood

28 Ocean Palm Villa N
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$257,500 – $265,000
96.7% – 100% of listTops out right at the list price
80% of listList price
7 of the last 12 townhouse or villa closings in Flagler County landed at this number or higher (58%). The median one sat 57 days before it went under contract, and this one is on day 1.

Sample: 12 closed townhouse or villa sales in Flagler County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,342/mo
Principal & interest$1,382
Property taxes$217
Insurance$133
HOA$1,610
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$224 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,184 sq ft

Time on market

1 day

Year built

2011

Monthly payment

About $3,341/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,603 annual tax bill, insurance, and $1,610/mo in HOA and condo dues.

HOA + condo dues

$1,610/mo

$805/mo HOA plus $805/mo condo dues. Managed by Shantel Tarasenko.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byADAMS, CAMERON & CO., REALTORSListing agent: Cynthia BeaudryListing data from Stellar MLS, MLS# FC321752.

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