Discover the charm of this beautiful block and stucco home in the highly desirable Palm Harbor area of Palm Coast, an ideal choice for first-time homebuyers or those looking to downsize and NO HOA OR CDD! The interior is bathed in natural light, creating a warm and inviting atmosphere throughout. The property features a long driveway with ample parking for guests and is situated on an expansive .39-acre lot—a rarity in Palm Coast—offering incredible potential for a swimming pool, an in-law suite, or a multi-family compound. While listed at 1,412sf, the home also includes an additional 150sf of heated and cooled space currently utilized as a home office. The primary bedroom offers a serene and peaceful layout, with walk in closet and ensuite bathroom. Outside, the fully fenced yard provides a perfect retreat for kiddos and pets. Located in an established neighborhood filled with mature trees, this home offers a peaceful setting away from the bustle of recent development while remaining just minutes from schools, churches, shopping, dining, and only 10 mins to our the world-class beaches. You are also just moments away from the James F. Holland Memorial Park, which features a massive splash pad, adventure playgrounds, a fenced dog park, and extensive sports facilities including tennis, pickleball, and basketball courts. Nearby, the Southern Recreation Center offers even more amenities, including 15 tennis courts and 12 pickleball courts. Experience the perfect blend of tranquility and convenience! TIMING IS EVERYTHING: Review the Florida Real Estate Tax Amendment 3 to see how completing your purchase before the upcoming legislative deadlines protects your out-of-state residency status or locks in the incoming 5% non-homestead investment assessment cap. Schedule your private tour today!