18 Lafayette Ln, photo 1
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Overview

2 bd2 ba1,237 sqft1 car garageTownhouse
TypeTownhouse
HOA$435/mo
Built1998
Lot4,835 sqft
Living area1,237 sqft
Price / sqft$198
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)Rain GuttersClubhouseDeed Restrictions

18 Lafayette Ln is a 1998-built home in Savannah Square Sub, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,237 square feet of living space. Listed at $245,000 (about $198/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $435 monthly.

From the listing

Move-In Ready Home in Savannah Square – Palm Coast, Florida Welcome to Savannah Square, a peaceful and well-maintained community in Palm Coast, Florida! Conveniently located near shopping, banks, medical facilities, gyms, walking, jogging, and biking trails, this community offers comfortable living in a desirable location. Enjoy being just one minute from Pine Lakes Golf Course, five minutes from the city tennis and pickleball courts, and close to the community pool, which is heated during colder weather. Property Features This pristine 2-bedroom, 2-bathroom attached single-family home offers 1,237 square feet of living space. As an end unit, it provides added privacy, a screened-in lanai, and a backyard that backs up to a quiet, wooded parcel owned by the community. The interior is in excellent condition and features: Living and dining area: Laminate flooring, classic wood plantation shutters, and sliding glass doors leading to the screened lanai. Eat-in kitchen: Solid-surface countertops and included stove, dishwasher, and garbage disposal. Refrigerator is not included. Primary bedroom: Private en-suite bathroom with walk-in shower, walk-in closet, plantation shutters, and a door leading directly to the screened lanai. Guest bedroom: Split-bedroom floor plan for added privacy, with a large closet and room for a queen-size bed and dresser. Laundry: Washer and dryer included. Outstanding HOA Benefits The homeowners association covers an impressive range of services and maintenance, helping make homeownership easier and more convenient: Cable and internet service, Lawn care and tree and shrub maintenance, Irrigation system, termite bond, Driveway maintenance and repairs, Exterior Painting and maintenance, Roof replacement, Road maintenance and street lighting, Trash collection Residents also enjoy a community swimming pool and a small clubhouse area. Two domestic pets are permitted, subject to community requirements. Recent Updates: Roof replaced in 2019, Air conditioning replaced in 2018, Hot water heater replaced in 2023. Move-in ready and priced to sell! This well-maintained home offers comfortable living, valuable HOA services, and a peaceful setting in the heart of Palm Coast. Buyer must receive HOA approval.

The essentials

Built
1998
Price / sqft
$198
On market
4 days
Annual tax
$1,487
HOA
$435/mo
Flood zone
X · Low risk
Lot
4,835 sqft
Type
Townhouse

At a glance

Townhouse
Built 1998
Community pool
Shared amenity
1 car garage
4,835 sqft lot
Lot size
1,237 sqft
Living area

Payment

Est. monthly payment
$1,959/mo
Down payment (20%)
$49,000
Property taxes
$124/mo
HOA
$435/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1998
Lot
4,835 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
4
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Rain Gutters
Clubhouse
Deed Restrictions
Pool
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,487
Parcel #
07-11-31-5340-00000-0430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Savannah Square Sub
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
4,835 sqft
Private
HOA
$435/mo
Susan Matthews

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #FC322040
$245,000
$198/sqft

Neighborhood

18 Lafayette Ln
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $245,000
$237,500 – $245,000
96.7% – 100% of listTops out right at the list price
80% of listList price
7 of the last 12 townhouse or villa closings in Flagler County landed at this number or higher (58%). The median one sat 57 days before it went under contract, and this one is on day 4.

Sample: 12 closed townhouse or villa sales in Flagler County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,959/mo
Principal & interest$1,278
Property taxes$124
Insurance$123
HOA$435
Down payment20% · $49,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$245,000

$198 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,237 sq ft

Time on market

4 days

Year built

1998

Monthly payment

About $1,959/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,487 annual tax bill, insurance, and the $435/mo HOA fee.

HOA fee

$435/mo

Managed by Susan Matthews.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byEXIT REALTY FIRST CHOICEListing agent: Mary Jane HollandListing data from Stellar MLS, MLS# FC322040.

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