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Overview

6 bd5 ba5,148 sqft4 car garageSingle Family
TypeSingle Family
HOA$600/yr
Built2013
Lot27,174 sqft
Living area5,148 sqft
Price / sqft$286
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Central VaccumDry BarEat-in KitchenHigh CeilingsOpen FloorplanSolid Surface Counters

16909 Florence View Dr is a 2013-built home in Magnolia Terrace Ph 11, Montverde. Inside you'll find 6 bedrooms, 5 bathrooms, and 5,148 square feet of living space. Listed at $1,474,900 (about $286/sqft), 360 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 annually.

From the listing

Virtually Staged. LAKEFRONT LUXURY IN MONTVERDE! Discover your dream home on the shimmering shores of Lake Florence… a private, spring-fed 142 acre paradise and a short distance of the renowned Montverde Academy. This stunning six-bedroom, four-and-a-half-bath pool home blends elegant design, energy efficiency, and the ultimate lakefront lifestyle. Step inside and be greeted by breathtaking water views from nearly every room. The chef-inspired kitchen features abundant and completely custom cabinetry, solid-surface countertops, a convenient wet bar/butler’s pantry, and plenty of space for family gatherings around a large dining table. The kitchen is complete with gas-stove, double ovens, separate ice maker/freezer, beverage refrigerator, and even a stand-alone induction cook top!. Several appliances have recently been replaced. Flow seamlessly into the inviting family room, where a cozy propane fireplace sets the stage for relaxed evenings and memorable entertaining. Just beyond, the screened upper deck is the perfect spot for morning coffee or sunset cocktails overlooking the lake. The upper and lower patios, at 80 combined feet, provide an incredibly large area for hosting of friends while taking in jaw dropping lakeside sunsets! The downstairs screened patio features a built-in fireplace and a storm-proof television system. The spacious primary suite offers serene lake views and a private retreat, while an adjacent bedroom (currently an office) and two additional bedrooms with two full baths provide ample space for family and guests. As a bonus, there is a separate washer/dryer hookup in the master closet. The house-wide central vacuum system makes cleaning a breeze! Downstairs, the walkout lower level is an entertainer’s dream, complete with a guest suite and kitchenette, a media room/theatre with stadium seating, two versatile bonus rooms for crafts or storage. A large open area features a large, garage-style door to bring in fresh air from the deck- perfect for a home gym or recreational area. Outside, enjoy your pool against the backdrop of Lake Florence or stroll down to your covered lakefront toy storage rack for a relaxing paddle. Speaking of toys- one garage not enough? This home features two full sized side-entry garages, one of which is cooled by a hybrid hot water heater! Despite the very high garage ceilings, there is ample attic space, complete with spray foam insulation. The landscaping is professional designed and easily maintained, including the ever-so-soft zoysia grass. The property uses both city and well-based water and a septic system efficiently manages waste. Even down to the lightning rods on the metal roof, this property hits all the details! Outside, enjoy resort-style living: lounge by the pool, gather around the fire pit, play a match on your private sand volleyball court, launch watercraft from your private beach, or cast a line from your private and recently rebuilt dock. The covered boat dock with a touchless electric boat cover makes lake days effortless , just hop on your boat and explore the crystal-clear waters of Lake Florence! Built with green living in mind, this home features ICF R50 concrete construction, R30 spray foam insulation throughout, solar panels, Energy Star double-pane windows, a 16 SEER AC unit, 50-gallon water heater, and a Generac whole house generator for peace of mind. This is your opportunity to enjoy a terrace-style, walk out lakefront home- a rarity in Florida!

The essentials

Built
2013
Price / sqft
$286
On market
360 days
Annual tax
$14,382
HOA
$600/yr
Flood zone
X · Low risk
Lot
27,174 sqft
Type
Single Family Residence

At a glance

Single family
Built 2013
Waterfront
Lake Front
Private pool
Heated
4 car garage
Driveway
0.62 acres
Lot size

Payment

Est. monthly payment
$9,678/mo
Down payment (20%)
$294,980
Property taxes
$1,199/mo
HOA
$600/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2013
Lot
27,174 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Heat Pump, Solar, Zoned
Parking
Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Guest, Parking Pad
Pool
Gunite, Heated, In Ground, Lighting, Salt Water, Solar Heat
Waterfront
Lake Front
Days on Market
360
Built-in Features
Ceiling Fans(s)
Central Vaccum
Dry Bar
Eat-in Kitchen
High Ceilings
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Balcony
Lighting
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Sidewalk
Sliding Doors
Storage
Deed Restrictions
Sidewalks
Street Lights
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$14,382
Parcel #
11-22-26-1305-000-01200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Magnolia Terrace Ph 11
County
Lake
MLS Area
34756 - Montverde/Bella Collina
Lot Size
27,174 sqft
Gentle SlopingOversized LotSidewalkPaved
HOA
$600/yr
Magnolia Terrace HOA

Price history

Date
Event
Price
7/29/2026
Price change
Source: Stellar MLS #G5103436
$1,474,900-1.7%
$286/sqft
-
Price change
Source: Stellar MLS #G5103436
$1,499,999-6.2%
$291/sqft
10/20/2025
Listed for sale
Source: Stellar MLS #G5103436
$1,599,000
$311/sqft

Neighborhood

16909 Florence View Dr
Montverde, FL, 34756 · 34756 - Montverde/Bella Collina

Market insights

Offer Insights

Choose an offer strength

List price: $1,474,900
$1.44M – $1.47M
97.4% – 100% of listTops out right at the list price
80% of listList price
38 of the last 75 home closings in 34756 landed at this number or higher (51%). The median one sat 28 days before it went under contract, and this one is on day 360 after a $124,100 cut.

Sample: 75 closed home sales in 34756 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$9,678/mo
Principal & interest$7,692
Property taxes$1,199
Insurance$737
HOA$50
Down payment20% · $294,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,474,900

$286 per sq ft

Beds and baths

6 beds, 5 baths

Size

5,148 sq ft

Time on market

360 days

Year built

2013

Monthly payment

About $9,678/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $14,382 annual tax bill, insurance, and the $600/yr HOA fee.

HOA fee

$600/yr

Managed by Magnolia Terrace HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byARELLANO REALTY & INVESTMENTSListing agent: Karin ArellanoListing data from Stellar MLS, MLS# G5103436.

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