402 Clusterwood Dr, photo 1
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Overview

3 bd3 ba1,928 sqft2 car garageSingle Family
TypeSingle Family
HOA$950/qtr
Built1984
Lot2,787 sqft
Living area1,928 sqft
Price / sqft$135
Garage2 car

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About this home

Ceiling Fans(s)CourtyardPrivate MailboxAssociation Recreation - OwnedClubhouseCommunity MailboxDeed RestrictionsGolf Carts OK

402 Clusterwood Dr is a 1984-built home in Waterwood Twnhs Sub, Yalaha. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,928 square feet of living space. Listed at $260,000 (about $135/sqft), 287 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $950 quarterly.

From the listing

HIDDEN GEM IN YALAHA – YOUR OWN TROPICAL PARADISE! Discover this spacious 3-bedroom, 2.5-bath home located in a desirable waterfront community on Lake Harris and the Harris Chain of Lakes. The inviting living room features a wood-burning fireplace, while the kitchen offers abundant cabinet space and plenty of room for everyday living and entertaining. Additional features include inside laundry and an oversized 2-car garage. Enjoy the Florida lifestyle with wonderful community amenities, including a beautiful clubhouse, heated screened-in pool at the water’s edge, and community pier—the perfect place to relax and take in spectacular sunrises and sunsets. Boat slips and storage are available at an affordable additional cost, subject to availability/waiting list. Boating enthusiasts will love having access to the Harris Chain of Lakes, where you can spend the day cruising, fishing, or boating to waterfront restaurants while enjoying some of Central Florida’s most beautiful scenery. Conveniently located near the Florida Turnpike, approximately 15 minutes from the Tavares waterfront and seaplane park, and just minutes from downtown Mount Dora, where you can enjoy charming shops, festivals, entertainment, and a variety of restaurants. Come discover this hidden gem and start enjoying your own piece of Florida paradise!

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The essentials

Built
1984
Price / sqft
$135
On market
287 days
Annual tax
$4,029
HOA
$950/qtr
Flood zone
X · Low risk
Lot
2,787 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
Water views
Trees/Woods
Community pool
Shared amenity
2 car garage
Garage Door Opener
2,787 sqft lot
Lot size

Payment

Est. monthly payment
$2,139/mo
Down payment (20%)
$52,000
Property taxes
$336/mo
HOA
$950/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
2,787 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Ground Level, Oversized
Days on Market
287
Ceiling Fans(s)
Courtyard
Private Mailbox
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Golf Carts OK
Pool
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$4,029
Parcel #
17-20-25-0650-000-03500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterwood Twnhs Sub
County
Lake
MLS Area
34797 - Yalaha
Lot Size
2,787 sqft
ClearedIn CountyLandscapedLevelPavedPrivate
HOA
$950/qtr
SHARON BROWN

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #G5106185
$260,000-1.9%
$135/sqft
-
Price change
Source: Stellar MLS #G5106185
$265,000-11.6%
$137/sqft
1/5/2026
Listed for sale
Source: Stellar MLS #G5106185
$299,900
$156/sqft

Neighborhood

402 Clusterwood Dr
Yalaha, FL, 34797 · 34797 - Yalaha

Market insights

Offer Insights

Choose an offer strength

List price: $260,000
$250,000 – $260,000
96.6% – 100% of listTops out right at the list price
80% of listList price
8 of the last 14 home closings in 34797 landed at this number or higher (57%). The median one sat 89 days before it went under contract, and this one is on day 287 after a $39,900 cut.

Sample: 14 closed home sales in 34797 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,139/mo
Principal & interest$1,356
Property taxes$336
Insurance$130
HOA$317
Down payment20% · $52,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$260,000

$135 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,928 sq ft

Time on market

287 days

Year built

1984

Monthly payment

About $2,139/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,029 annual tax bill, insurance, and the $950/qtr HOA fee.

HOA fee

$950/qtr

Managed by SHARON BROWN.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMORRIS REALTY AND INVESTMENTSListing agent: Jo Leen HoweListing data from Stellar MLS, MLS# G5106185.

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