31035 Cove Rd, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot121,532 sqft

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About this home

31035 Cove Rd is a home in Non Sub, Tavares. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Land for Sale on Lake Harris — the largest lake in the Chain of Lakes at 13,788 acres. This exceptional waterfront property is a premier destination for boating, watersports, and competitive bass fishing, including national fishing tournaments. Lake Harris is renowned for its largemouth bass, crappie, and bluegill, and offers endless recreation including skiing, tubing, and cruising, with multiple restaurants accessible by boat. The property consists of approximately 2.79 acres with an impressive 230 feet of direct waterfront, complete with a private dock and boat lift. Enjoy breathtaking sunsets in a quiet, peaceful setting surrounded by a bird sanctuary, providing privacy and natural beauty. An older home is currently on the property and can serve as a temporary dwelling while you build the home of your dreams. After construction, the existing structure may be removed to create the ideal space for a future swimming pool or outdoor living area. A rare opportunity to own prime lakefront land for sale in one of Central Florida’s most desirable boating and fishing destinations.

The essentials

On market
249 days
Annual tax
$3,576
Flood zone
X · Low risk
Lot
121,532 sqft
Type
Land

At a glance

Land
Waterfront
Lake Privileges
2.79 acres
Lot size

Payment

Est. monthly payment
$5,894/mo
Down payment (20%)
$195,800
Property taxes
$298/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
121,532 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Privileges
Days on Market
249
Flood Zone X
Annual Tax (2025)
$3,576
Parcel #
25-19-25-0003-000-03900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Non Sub
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
121,532 sqft
BuildableIn CountyPaved

Price history

Date
Event
Price
2/6/2026
Listed for sale
Source: Stellar MLS #G5107953
$979,000

Neighborhood

31035 Cove Rd
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Calculator

Est. monthly payment
$5,893/mo
Principal & interest$5,106
Property taxes$298
Insurance$490
Down payment20% · $195,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$979,000

Time on market

249 days

Monthly payment

About $5,894/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,576 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCENTURY 21 ALTON CLARKListing agent: Betty SalasListing data from Stellar MLS, MLS# G5107953.

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