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Overview

2 bd2 ba1,302 sqft2 car garageVilla
TypeVilla
HOANone listed
Built1994
Lot5,508 sqft
Living area1,302 sqft
Price / sqft$307
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)

1314 Santa Rosa CT is a 1994-built home in The Villages, Lady Lake. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,302 square feet of living space. Listed at $400,000 (about $307/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

2/2 El Cancun Courtyard Villa located in Villa De Laguna in the Village of Rio Grande—just minutes to Spanish Springs Town Center and shopping and dining on US 441. Constructed with durable block stucco and topped with a classic barrel tile roof, this home is perfectly positioned on the golf course with NO BOND! Inside, you’ll find engineered hardwood flooring, tile in the wet areas and ceiling fans throughout, creating a seamless and low-maintenance living space. The eat-in kitchen is both functional and stylish, featuring stainless steel appliances, granite countertops, a mirrored backsplash, pull-out shelves, a pantry closet, and a convenient laundry closet with washer and dryer. The open-concept living room flows effortlessly into the enclosed lanai. The spacious primary suite offers both walk-in and built-in closets, along with private access to the lanai. The ensuite bath includes a walk-in shower with bench and a separate water closet. The guest bedroom is thoughtfully designed with a Murphy bed storage cabinet, maximizing flexibility for guests or office use, and is conveniently located next to a full bath with a tub/shower combination. Step outside and enjoy the best of Florida living in your expansive private courtyard, complete with electric retractable awnings—perfect for relaxing or entertaining. The birdcage features a shaded west side and a sun-protective canvas top, all overlooking serene golf course views. The 2-car garage includes sliding screen doors and direct access to the courtyard, adding both convenience and versatility. With HVAC replaced in 2010, this home is ready for your personal touch. Additional features include low maintenance landscaping, stained glass front door and side panel, coat closet at front entry, inset blinds in the dining room sliding doors bringing in natural light and 2nd refrigerator in the garage. Furniture optional! Golf cart is included in the sale of the home! Be sure to watch our virtual tour of this wonderful home and schedule your appointment to see it today so you can start living The Villages dream.

The essentials

Built
1994
Price / sqft
$307
On market
178 days
Annual tax
$2,462
Flood zone
X · Low risk
Lot
5,508 sqft
Type
Villa

At a glance

Villa
Built 1994
Community pool
Shared amenity
2 car garage
Driveway
5,508 sqft lot
Lot size
1,302 sqft
Living area

Payment

Est. monthly payment
$2,491/mo
Down payment (20%)
$80,000
Property taxes
$205/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1994
Lot
5,508 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
178
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Awning(s)
Rain Gutters
Deed Restrictions
Golf Carts OK
Golf
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,462
Parcel #
D12B028

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Villages
County
Sumter
MLS Area
32159 - Lady Lake (The Villages)
Lot Size
5,508 sqft

Price history

Date
Event
Price
7/27/2026
Price change
Source: Stellar MLS #G5110972
$400,000-2.2%
$307/sqft
-
Price change
Source: Stellar MLS #G5110972
$409,000-14.6%
$314/sqft
4/17/2026
Listed for sale
Source: Stellar MLS #G5110972
$479,000
$368/sqft

Neighborhood

1314 Santa Rosa CT
Lady Lake, FL, 32159 · 32159 - Lady Lake (The Villages)

Market insights

Offer Insights

Choose an offer strength

List price: $400,000
$390,000 – $400,000
97.7% – 100% of listTops out right at the list price
80% of listList price
20 of the last 38 townhouse or villa closings in 32159 landed at this number or higher (53%). The median one sat 28 days before it went under contract, and this one is on day 178 after a $79,000 cut.

Sample: 38 closed townhouse or villa sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,491/mo
Principal & interest$2,086
Property taxes$205
Insurance$200
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$400,000

$307 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,302 sq ft

Time on market

178 days

Year built

1994

Monthly payment

About $2,491/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,462 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS CORNERSTONE REListing agent: Karen KampermanListing data from Stellar MLS, MLS# G5110972.

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