13828 SE 85th Cir, photo 1
Active
1 / 25

Overview

2 bd2 ba1,315 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2003
Lot6,534 sqft
Living area1,315 sqft
Price / sqft$175
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Vaulted Ceiling(s)Walk-in Closet(s)DishwasherDryerRangeRefrigerator

13828 SE 85th Cir is a 2003-built home in Spruce Creek Golf And Country Club, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,315 square feet of living space. Listed at $229,900 (about $175/sqft), 169 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Virtually Staged. Check Out The $30,000 In RECENT UPGRADES Made To This Charming 2 Bedroom, 2 Bath home with a 2 CAR GARAGE in the desirable Del Webb Spruce Creek Golf And Country Club! Attractively Priced, this home boasts a 2023 ROOF and A/C, LAMINATE FLOORING throughout most of the living areas, TILE in wet spaces, and carpeted guest bedroom. With VAULTED CEILINGS, this home now feels huge inside as the kitchen has had the wall eliminated to where this is an "OPEN FLOORPLAN" like everyone desires, with QUARTZ COUNTER TOPS included. Both the Kitchen and Bathrooms have been updated to include QUARTZ COUNTER TOPS and NEW FAUCETS as well as the Kitchen having BRAND NEW HIGH-END LG STAINLESS STEEL APPLIANCES. Enjoy outdoor living on the expansive back patio featuring a roll-out shade. Residents of Del Webb Spruce Creek enjoy abundant amenities, including two championship golf courses, indoor and outdoor pools, a state-of-the-art fitness center with classes, pickleball, softball, and more, all for a low HOA fee. Conveniently located minutes from Belleview's restaurants, The Villages' Spanish Springs Town Square, and under 30 minutes from Ocala's extensive shopping and entertainment. This value-priced home offers a fantastic opportunity to personalize and make it your own. Get an exclusive look at this incredible home!

The essentials

Built
2003
Price / sqft
$175
On market
169 days
Annual tax
$3,710
HOA
$214/mo
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
2 car garage
6,534 sqft lot
Lot size
1,315 sqft
Living area

Payment

Est. monthly payment
$1,837/mo
Down payment (20%)
$45,980
Property taxes
$309/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
6,534 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
169
Cathedral Ceiling(s)
Ceiling Fans(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Dishwasher
Dryer
Range
Refrigerator
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$3,710
Parcel #
6102-200-061

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Golf And Country Club
County
Marion
MLS Area
34491 - Summerfield
Lot Size
6,534 sqft
HOA
$214/mo
Nicole Arias

Price history

Date
Event
Price
7/19/2026
Price change
Source: Stellar MLS #G5111431
$229,900-6.2%
$175/sqft
-
Price change
Source: Stellar MLS #G5111431
$244,990-2.0%
$186/sqft
4/27/2026
Listed for sale
Source: Stellar MLS #G5111431
$249,900
$190/sqft

Neighborhood

13828 SE 85th Cir
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $229,900
$225,000 – $229,900
98.1% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 169 after a $20,000 cut.

Sample: 349 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,837/mo
Principal & interest$1,199
Property taxes$309
Insurance$115
HOA$214
Down payment20% · $45,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$229,900

$175 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,315 sq ft

Time on market

169 days

Year built

2003

Monthly payment

About $1,837/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,710 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byIM REALTYListing agent: Ira MillerListing data from Stellar MLS, MLS# G5111431.

Keep exploring Florida

Pick up where you left off, or see what else is out there.