16689 SE 78th Live Oak Ave, photo 1
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Overview

3 bd2 ba1,478 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2003
Lot5,227 sqft
Living area1,478 sqft
Price / sqft$236
Garage2 car

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About this home

Ceiling Fans(s)Central VaccumEat-in KitchenHigh CeilingsLiving Room/Dining Room ComboSolid Wood CabinetsSplit BedroomStone Counters

16689 SE 78th Live Oak Ave is a 2003-built home in Villages/Marion Un 65, The Villages. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,478 square feet of living space. Listed at $348,900 (about $236/sqft), 171 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Beautifully maintained and loaded with upgrades, this Designer Jasmine Model is tucked away in the highly sought-after Village of Calumet Grove in The Villages, Florida — known for its majestic oak trees, rolling hills, and peaceful setting! This easy, classic home offers simplistic living with NO BOND! Move-in ready, this beautifully comfortable home showcases stunning curb appeal and exceptional attention to detail throughout. Step inside to an open, bright floor plan featuring laminate flooring throughout with NO CARPET, crown molding, solar tubes for natural light, updated lighting, and beautifully updated bathrooms. The spacious kitchen and baths feature NEW granite countertops, while the glass-enclosed lanai with sliding doors and automatic blinds creates the perfect year-round Florida living space. Outside is where this home truly shines! The professionally designed hardscaping is absolutely spectacular with exclusive pink rock accents, custom irrigation to every decorative pot for easy maintenance, and gorgeous low-voltage landscape lighting that illuminates the property beautifully in the evenings. Every detail was thoughtfully designed to create a one-of-a-kind outdoor ambiance. Superb additional upgrades include a 2019 A/C system, 2020 roof, tankless hot water heater, whole house surge protector, whole house water softener, central vacuum system, and an alkaline drinking water filtration system at the kitchen sink. Energy efficiency features abound with attic exhaust fans powered by both solar and electric, along with a soft-start compressor designed to reduce energy consumption and lower electric bills. The home also features new garage door openers, new sprinkler heads, updated lighting throughout, solar tubes for added natural light, laminate flooring with no carpet, crown molding, and beautifully updated bathrooms. The glass-enclosed lanai with sliding doors and automatic blinds creates an ideal indoor-outdoor living space perfect for enjoying Florida living year-round. Close to the renowned Nancy Lopez Legacy Country Club with championship golf, this home offers the perfect blend of luxury, comfort, efficiency, and low-maintenance living in one of the most beautiful areas of The Villages! Inquire Today!

The essentials

Built
2003
Price / sqft
$236
On market
171 days
Annual tax
$5,234
Flood zone
X · Low risk
Lot
5,227 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
2 car garage
Garage Door Opener
5,227 sqft lot
Lot size
1,478 sqft
Living area

Payment

Est. monthly payment
$2,431/mo
Down payment (20%)
$69,780
Property taxes
$436/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
5,227 sqft
Cooling
Central Air, Attic Fan
Heating
Central, Gas
Parking
Garage Door Opener
Days on Market
171
Ceiling Fans(s)
Central Vaccum
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Rain Gutters
Community Mailbox
Deed Restrictions
Golf Carts OK
Golf
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,234
Parcel #
6765-204-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages/Marion Un 65
County
Marion
MLS Area
32162 - Lady Lake/The Villages
Lot Size
5,227 sqft

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #G5111884
$348,900-1.4%
$236/sqft
-
Price change
Source: Stellar MLS #G5111884
$353,900-3.0%
$239/sqft
5/1/2026
Listed for sale
Source: Stellar MLS #G5111884
$364,900
$247/sqft

Neighborhood

16689 SE 78th Live Oak Ave
The Villages, FL, 32162 · 32162 - Lady Lake/The Villages

Market insights

Offer Insights

Choose an offer strength

List price: $348,900
$340,000 – $348,900
97.4% – 100% of listTops out right at the list price
80% of listList price
166 of the last 328 home closings in 32162 landed at this number or higher (51%). The median one sat 36 days before it went under contract, and this one is on day 171 after a $16,000 cut.

Sample: 328 closed home sales in 32162 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,430/mo
Principal & interest$1,820
Property taxes$436
Insurance$174
Down payment20% · $69,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$348,900

$236 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,478 sq ft

Time on market

171 days

Year built

2003

Monthly payment

About $2,431/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,234 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byREAL BROKER, LLCListing agent: Denise BeserockListing data from Stellar MLS, MLS# G5111884.

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