4962 Rainbow Trout Rd, photo 1
Active
1 / 53

Overview

3 bd2 ba1,489 sqft2 car garageSingle Family
TypeSingle Family
HOA$232/mo
Built2006
Lot6,799 sqft
Living area1,489 sqft
Price / sqft$181
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsThermostatWalk-in Closet(s)Window TreatmentsLightingBuyer Approval Required

4962 Rainbow Trout Rd is a 2006-built home in Tavares Royal Harbor Ph 05, Tavares. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,489 square feet of living space. Listed at $269,900 (about $181/sqft), 153 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $232 monthly.

From the listing

Virtually Staged. PRICED TO SELL!!! Beautiful 3-bedroom, 2-bath home with a 2-car garage, featuring both a screened front porch and a relaxing screened back patio—perfect for enjoying Florida living year-round. With this Royal Harbor 55+ Community conveniently located just a short distance from the public boat ramp to the Chain of Lakes and charming downtown Tavares, the opportunities for fun are endless. Community amenities include but are not limited to: Pool and Spa, Exercise Facility, Tennis/Shuffleboard/Pickleball Courts, Lakeview Picnic Pavilion, Private Fishing Dock, Private RV/Boat Lot, Biking/Walking Paths, and more! Plus, enjoy peace of mind with a BRAND-NEW roof to be installed prior to closing! Call today to schedule your private tour!

The essentials

Built
2006
Price / sqft
$181
On market
153 days
Annual tax
$4,708
HOA
$232/mo
Flood zone
X · Low risk
Lot
6,799 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Community pool
Fitness center too
2 car garage
Garage Door Opener
6,799 sqft lot
Lot size
1,489 sqft
Living area

Payment

Est. monthly payment
$2,167/mo
Down payment (20%)
$53,980
Property taxes
$392/mo
HOA
$232/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
6,799 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
153
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Buyer Approval Required
Clubhouse
Fitness Center
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,708
Parcel #
13-20-25-1812-000-65300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tavares Royal Harbor Ph 05
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
6,799 sqft
PavedPrivate
HOA
$232/mo
Leland Management

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #G5112324
$269,900-3.6%
$181/sqft
-
Price change
Source: Stellar MLS #G5112324
$280,000-5.1%
$188/sqft
5/18/2026
Listed for sale
Source: Stellar MLS #G5112324
$295,000
$198/sqft

Neighborhood

4962 Rainbow Trout Rd
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $269,900
$265,000 – $269,900
98% – 100% of listTops out right at the list price
80% of listList price
118 of the last 235 home closings in 32778 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 153 after a $25,100 cut.

Sample: 235 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,167/mo
Principal & interest$1,408
Property taxes$392
Insurance$135
HOA$232
Down payment20% · $53,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$269,900

$181 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,489 sq ft

Time on market

153 days

Year built

2006

Monthly payment

About $2,167/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,708 annual tax bill, insurance, and the $232/mo HOA fee.

HOA fee

$232/mo

Managed by Leland Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXIT REALTY TRI-COUNTYListing agent: Chelsey DavisListing data from Stellar MLS, MLS# G5112324.

Keep exploring Florida

Pick up where you left off, or see what else is out there.