407 Cierra Oaks Cir, photo 1
Active
1 / 19

Overview

3 bd3 ba1,170 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built2005
Lot5,007 sqft
Living area1,170 sqft
Price / sqft$218
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatPrivate YardDishwasherDisposalDryerElectric Water HeaterMicrowave

407 Cierra Oaks Cir is a 2005-built home in Lady Lake Cierra Oaks, Lady Lake. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,170 square feet of living space. Listed at $255,000 (about $218/sqft), 138 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Motivated Seller and recent price reduction. Major updates and an unbeatable location! This stunning 3 Bedroom, 1.5 Bathroom home boasts a highly desirable SPLIT FLOORPLAN and absolute pride of ownership. Step inside to find tile flooring throughout, COMPLETELY CARPET FREE! The kitchen comes fully equipped with NEWER STAINLESS STEEL APPLIANCES. The Primary Bedroom features an elegant TRAY CEILING and a private EN SUITE bath. Your guests will love the cathedral ceilings in the guest bedrooms, and ceiling fans are already installed in every room for maximum comfort. Major BIG TICKET UPGRADES are already done for you, including a NEW ROOF (2025) and a BRAND NEW A/C (2026). Step out the sliding glass doors to unwind on your PRIVATE, screened-in patio overlooking a fully fenced yard with a VINYL PRIVACY FENCE. Whether you want to relax in the backyard, entertain guest, or head out to enjoy all the shopping, dining, and nightly live entertainment at The Villages squares, this location cannot be beaten. Close to Spanish Springs and Lake Sumter Landing squares. Schedule your private showing today!

The essentials

Built
2005
Price / sqft
$218
On market
138 days
Annual tax
$3,840
Flood zone
X · Low risk
Lot
5,007 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
1 car garage
5,007 sqft lot
Lot size
1,170 sqft
Living area

Payment

Est. monthly payment
$1,778/mo
Down payment (20%)
$51,000
Property taxes
$320/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
5,007 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
138
Ceiling Fans(s)
Thermostat
Private Yard
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,840
Parcel #
20-18-24-0085-000-00100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lady Lake Cierra Oaks
County
Lake
MLS Area
32159 - Lady Lake (The Villages)
Lot Size
5,007 sqft
Private

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #G5112934
$255,000-3.8%
$218/sqft
-
Price change
Source: Stellar MLS #G5112934
$265,000-3.6%
$226/sqft
6/2/2026
Listed for sale
Source: Stellar MLS #G5112934
$275,000
$235/sqft

Neighborhood

407 Cierra Oaks Cir
Lady Lake, FL, 32159 · 32159 - Lady Lake (The Villages)

Market insights

Offer Insights

Choose an offer strength

List price: $255,000
$250,000 – $255,000
98.1% – 100% of listTops out right at the list price
80% of listList price
139 of the last 277 home closings in 32159 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 138 after a $20,000 cut.

Sample: 277 closed home sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,777/mo
Principal & interest$1,330
Property taxes$320
Insurance$128
Down payment20% · $51,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$255,000

$218 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,170 sq ft

Time on market

138 days

Year built

2005

Monthly payment

About $1,778/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,840 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byIM REALTYListing agent: Ted ShupeListing data from Stellar MLS, MLS# G5112934.

Keep exploring Florida

Pick up where you left off, or see what else is out there.