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About this home
9900 SE 175th Pl is a 1995-built home in Spruce Creek South, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,349 square feet of living space. Listed at $377,000 (about $160/sqft), 134 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $176 monthly.
Extensively updated with a NEW HVAC system (2026) and numerous 2025 improvements, including quartz countertops, attic insulation, driveway, walkway, front porch, sprinkler system, owner's suite window, and washer & dryer. The enclosed patio also features a mini-split A/C system for year-round comfort. Nestled within the sought-after Spruce Creek South 55+ golf community, this beautifully renovated 3-bedroom, 2-bath residence offers over 2,300 square feet of exceptional living space with stunning golf course and water views. Investor-friendly opportunity! Owners are permitted to rent the property up to four times a year, with a minimum rental period of three months a lease, providing flexibility for seasonal residents and potential income opportunities. Perfectly positioned to capture breathtaking golf course and water views, this exceptional property combines comfort, elegance, and Florida lifestyle living at its finest. The home overlooks the 6th hole, a Par 5 measuring 487 yards, providing spectacular golf course views from your own backyard. Step inside to discover a spacious open floor plan featuring updated finishes, abundant natural light, and generous living and entertaining areas. The oversized primary suite serves as a private retreat with a large adjoining bath and ample closet space. The beautifully updated kitchen features stunning quartz countertops, while the thoughtfully designed layout provides the perfect blend of functionality and comfort for everyday living and entertaining. Enjoy morning coffee or evening sunsets from the enclosed patio overlooking the picturesque golf course, tranquil water views, and the community's iconic lighthouse. Beautiful landscaping and outstanding curb appeal make this home truly move-in ready. Located in the gated Spruce Creek South community, residents enjoy golf, recreation, social clubs, activities, and a vibrant active-adult lifestyle just minutes from The Villages, shopping, dining, medical facilities, and everyday conveniences.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$377,000
$160 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,349 sq ft
Time on market
134 days
Year built
1995
Monthly payment
About $2,630/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,592 annual tax bill, insurance, and the $176/mo HOA fee.
HOA fee
$176/mo
Managed by Diane Suchy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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