9900 SE 175th Pl, photo 1
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Overview

3 bd2 ba2,349 sqft2 car garageSingle Family
TypeSingle Family
HOA$176/mo
Built1995
Lot8,712 sqft
Living area2,349 sqft
Price / sqft$160
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomThermostat

9900 SE 175th Pl is a 1995-built home in Spruce Creek South, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,349 square feet of living space. Listed at $377,000 (about $160/sqft), 134 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $176 monthly.

From the listing

Extensively updated with a NEW HVAC system (2026) and numerous 2025 improvements, including quartz countertops, attic insulation, driveway, walkway, front porch, sprinkler system, owner's suite window, and washer & dryer. The enclosed patio also features a mini-split A/C system for year-round comfort. Nestled within the sought-after Spruce Creek South 55+ golf community, this beautifully renovated 3-bedroom, 2-bath residence offers over 2,300 square feet of exceptional living space with stunning golf course and water views. Investor-friendly opportunity! Owners are permitted to rent the property up to four times a year, with a minimum rental period of three months a lease, providing flexibility for seasonal residents and potential income opportunities. Perfectly positioned to capture breathtaking golf course and water views, this exceptional property combines comfort, elegance, and Florida lifestyle living at its finest. The home overlooks the 6th hole, a Par 5 measuring 487 yards, providing spectacular golf course views from your own backyard. Step inside to discover a spacious open floor plan featuring updated finishes, abundant natural light, and generous living and entertaining areas. The oversized primary suite serves as a private retreat with a large adjoining bath and ample closet space. The beautifully updated kitchen features stunning quartz countertops, while the thoughtfully designed layout provides the perfect blend of functionality and comfort for everyday living and entertaining. Enjoy morning coffee or evening sunsets from the enclosed patio overlooking the picturesque golf course, tranquil water views, and the community's iconic lighthouse. Beautiful landscaping and outstanding curb appeal make this home truly move-in ready. Located in the gated Spruce Creek South community, residents enjoy golf, recreation, social clubs, activities, and a vibrant active-adult lifestyle just minutes from The Villages, shopping, dining, medical facilities, and everyday conveniences.

The essentials

Built
1995
Price / sqft
$160
On market
134 days
Annual tax
$3,592
HOA
$176/mo
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
Water views
Golf Course
Community pool
Shared amenity
2 car garage
Driveway
8,712 sqft lot
Lot size

Payment

Est. monthly payment
$2,630/mo
Down payment (20%)
$75,400
Property taxes
$299/mo
HOA
$176/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
8,712 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Oversized
Days on Market
134
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Golf
Pool
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Flood Zone X
Annual Tax (2025)
$3,592
Parcel #
6012-003-050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek South
County
Marion
MLS Area
34491 - Summerfield
Lot Size
8,712 sqft
Cul-De-SacLandscapedLevelOn Golf CourseStreet Dead-EndPaved
HOA
$176/mo
Diane Suchy

Price history

Date
Event
Price
6/4/2026
Listed for sale
Source: Stellar MLS #G5113460
$377,000
$160/sqft

Neighborhood

9900 SE 175th Pl
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $377,000
$370,000 – $377,000
98% – 100% of listTops out right at the list price
80% of listList price
179 of the last 356 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 134.

Sample: 356 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,630/mo
Principal & interest$1,966
Property taxes$299
Insurance$189
HOA$176
Down payment20% · $75,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$377,000

$160 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,349 sq ft

Time on market

134 days

Year built

1995

Monthly payment

About $2,630/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,592 annual tax bill, insurance, and the $176/mo HOA fee.

HOA fee

$176/mo

Managed by Diane Suchy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPREFERRED RE BROKERS IIIListing agent: Michael HuculakListing data from Stellar MLS, MLS# G5113460.

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