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Overview

4 bd4 ba4,312 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1978
Lot26,250 sqft
Living area4,312 sqft
Price / sqft$133
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main FloorSplit BedroomThermostatPrivate MailboxPrivate YardSliding DoorsConvection OvenDishwasher

112 E Gardenia St is a 1978-built home in Howey Lake Shore Heights, Howey IN The Hills. Inside you'll find 4 bedrooms, 4 bathrooms, and 4,312 square feet of living space. Listed at $575,000 (about $133/sqft), 128 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

PRICE REDUCTION. Nesteled in the quaint and charming town of Howey-in-the-Hills and just a few steps away from the shore of Little Lake Harris sits this beautiful home. This spacious 4 bed 4 bath home offers 4,312 sq ft of living space including a fully finished basement. Built in 1978, this unique home features a functional split florrplan with a formal living room, formal dining room and dedicated office space on the main level along with the primary bed/bath, a additional bedroom and 2 more full baths. The finished basement provides additional living space with 2 bedrooms, the 4th bathroom and a large greatroom, making it ideal for multi generational living, guests, or a recreation area. Enjoy outdoor living in the fenced back yard complete with aboveground pool.

The essentials

Built
1978
Price / sqft
$133
On market
128 days
Annual tax
$10,590
Flood zone
X · Low risk
Lot
26,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
Water views
Water
Private pool
Above Ground
2 car garage
0.60 acres
Lot size

Payment

Est. monthly payment
$4,169/mo
Down payment (20%)
$115,000
Property taxes
$882/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
26,250 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Above Ground
Days on Market
128
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Private Mailbox
Private Yard
Sliding Doors
Convection Oven
Dishwasher
Disposal
Refrigerator
Elementary
Astatula Elem
Middle
Tavares Middle
High
Tavares High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$10,590
Parcel #
25-20-25-0500-C04-00700

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Howey Lake Shore Heights
County
Lake
MLS Area
34737 - Howey In The Hills
Lot Size
26,250 sqft

Price history

Date
Event
Price
7/6/2026
Price change
Source: Stellar MLS #G5113528
$575,000-1.7%
$133/sqft
6/8/2026
Listed for sale
Source: Stellar MLS #G5113528
$585,000
$136/sqft

Neighborhood

112 E Gardenia St
Howey IN The Hills, FL, 34737 · 34737 - Howey In The Hills

Market insights

Offer Insights

Choose an offer strength

List price: $575,000
$565,000 – $575,000
98% – 100% of listTops out right at the list price
80% of listList price
25 of the last 49 home closings in 34737 landed at this number or higher (51%). The median one sat 66 days before it went under contract, and this one is on day 128 after a $10,000 cut.

Sample: 49 closed home sales in 34737 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,169/mo
Principal & interest$2,999
Property taxes$882
Insurance$288
Down payment20% · $115,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$575,000

$133 per sq ft

Beds and baths

4 beds, 4 baths

Size

4,312 sq ft

Time on market

128 days

Year built

1978

Monthly payment

About $4,169/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,590 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byHANSON REAL ESTATE GROUP, INC.Listing agent: Jill MoormanListing data from Stellar MLS, MLS# G5113528.

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