Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- NA
- Type
- Villa
True monthly carry
- HOA
- ~$75/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
1342 Cottage Cir is a 2026-built home in Na, Tavares. Inside you'll find 2 bedrooms, 1 bathrooms, and 705 square feet of living space. Listed at $177,000 (about $251/sqft), 121 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75 monthly.
Welcome to this beautifully constructed, brand-new home nestled in a peaceful age restricted community! This charming 2-bedroom, 1-bathroom property offers a perfect blend of modern comfort and style, featuring an open-concept kitchen and living room designed for both functionality and relaxation. Step inside to discover sleek luxury vinyl plank flooring throughout, providing both durability and elegance. The spacious kitchen is ideal for cooking and entertaining, with plenty of storage and easy flow into the living area. Large windows bring in natural light, creating a warm and inviting atmosphere throughout. This home is part of an exclusive opportunity through Habitat for Humanity of Lake and Sumter Counties, and all interested buyers will need to meet the qualifications set forth by the organization. It's an ideal choice for first-time homebuyers or those looking for a fresh start in a wonderful community.For more information or to learn about the application process, please reach out to us today. Your dream home could be closer than you think. Exact same floor plan as 1324 Cottage Cir, unit for sale is 1342.
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 17 closed townhouse or villa sales in 32778 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$177,000
$251 per sq ft
Beds and baths
2 beds, 1 baths
Size
705 sq ft
Time on market
121 days
Year built
2026
Monthly payment
About $1,315/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $75/mo HOA fee.
HOA fee
$75/mo
Managed by N/A.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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