649 Ternberry Forest Dr, photo 1
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Overview

4 bd3 ba3,682 sqft3 car garageSingle Family
TypeSingle Family
HOA$204/mo
Built2005
Lot24,141 sqft
Living area3,682 sqft
Price / sqft$405
Garage3 car

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About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone Counters

649 Ternberry Forest Dr is a 2005-built home in Villages Of Sumter, The Villages. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,682 square feet of living space. Listed at $1,490,000 (about $405/sqft), 110 days on market. Flood zone B - confirm flood insurance requirements with your lender. HOA runs $204 monthly.

From the listing

PRICE REDUCED!: This luxurious, fully furnished, tastefully decorated 4 bed, 3 bath St. Augustine Premier Home is located in the highly sought after Village of Bridgeport at Lake Sumter. This is a large, upscale 3,682 sq. ft home, on an expansive park like lot, with beautiful landscaping and an inviting entryway. As you enter the home you are greeted with a formal, large living room with a gas fireplace, 12 foot high ceilings and crown molding throughout the home a large, separate dining room with seating for 8, an expansive kitchen with generous granite counter-tops and cabinets, and an eating area situated next to the kitchen. The kitchen has two pantries and a gas stove. Enjoy the expansive family room where you can relax or entertain guests. The primary bedroom ensuite includes a king-size bed, TV, with a large, comfortable seating area, a large bathroom featuring a walk-in shower, double sinks, soaking spa tub and a large, spacious walk-in closet and second closet, in addition to separate enclosures for shoes and purses, etc. The first guest bedroom is spacious with a closet, queen-size bed, dresser and nightstands. The second guest bedroom has a convertible sofa, TV and closet with a shared large bathroom with a shower/tub situated between the guest bedrooms. The fourth bedroom has been converted to a large office with 2 built-in desks, overlooking the front garden. The large third bathroom with a shower is accessible to both the main house as well as a second entrance from the enormous fully screened in lanai. The 596 sq. ft. lanai is an entertainers' dream come true, with an outdoor/summer kitchen, ample seating areas and access to the magnificent gardens and additional entertaining areas. The garage is an oversized 3 car garage with ample room for at least 2 cars, plus golf carts and a work bench with 2 ceiling fans, a large T.V. and plenty of storage. The garage leads into the house through the laundry room that includes a folding table and built in ironing board. The property is set up for an ADT security system throughout. There is also a whole house Generac natural gas-powered generator system, 2 separate HVAC systems, 2 recirculating hot water heaters on either end of the house, solar power panels to keep your electrical costs at the property to a minimum. There is also a pre-wired Tesla charging system already set up. A golf cart ride to Arnold Palmer Legends Country Club and Lake Sumter Landing featuring shopping, dining and entertainment. Roof: 2022 Solar 2022 Air Conditioner 2017

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The essentials

Built
2005
Price / sqft
$405
On market
110 days
Annual tax
$8,048
HOA
$204/mo
Flood zone
B
Lot
24,141 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Community pool
Fitness center too
3 car garage
Driveway
0.55 acres
Lot size
3,682 sqft
Living area

Payment

Est. monthly payment
$9,391/mo
Down payment (20%)
$298,000
Property taxes
$671/mo
HOA
$204/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
24,141 sqft
Cooling
Central Air
Heating
Electric, Solar
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Golf Cart Garage
Days on Market
110
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Outdoor Grill
Private Entrance
Rain Gutters
Sprinkler Metered
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
No Truck/Rv/Motorcycle Parking
Pool
Racquetball
Restaurant
Tennis Court(s)
Wheelchair Access
Bar Fridge
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone B
Annual Tax (2025)
$8,048
Parcel #
D23A134

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages Of Sumter
County
Sumter
MLS Area
32162 - Lady Lake/The Villages
Lot Size
24,141 sqft
In CountyNear Golf CourseOversized LotPaved
HOA
$204/mo
Jennifer Parr

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #G5114117
$1,490,000-9.7%
$405/sqft
6/23/2026
Listed for sale
Source: Stellar MLS #G5114117
$1,650,000
$448/sqft

Neighborhood

649 Ternberry Forest Dr
The Villages, FL, 32162 · 32162 - Lady Lake/The Villages

Market insights

Offer Insights

Choose an offer strength

List price: $1,490,000
$1.45M – $1.49M
97.4% – 100% of listTops out right at the list price
80% of listList price
156 of the last 310 home closings in 32162 landed at this number or higher (50%). The median one sat 37 days before it went under contract, and this one is on day 110 after a $160,000 cut.

Sample: 310 closed home sales in 32162 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$9,391/mo
Principal & interest$7,771
Property taxes$671
Insurance$745
HOA$204
Down payment20% · $298,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,490,000

$405 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,682 sq ft

Time on market

110 days

Year built

2005

Monthly payment

About $9,391/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,048 annual tax bill, insurance, and the $204/mo HOA fee.

HOA fee

$204/mo

Managed by Jennifer Parr.

Flood zone

Zone B

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMRE REALTY SERVICESListing agent: Janice HartListing data from Stellar MLS, MLS# G5114117.

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