1089 Vance Trl, photo 1
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Overview

4 bd3 ba3,000 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2006
Lot8,894 sqft
Living area3,000 sqft
Price / sqft$498
Garage3 car

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Friday, Oct 9 · 4:00 AM to 7:00 PM

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)Outdoor Kitchen

1089 Vance Trl is a 2006-built home in Villages Of Sumter, The Villages. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,000 square feet of living space. Listed at $1,495,247 (about $498/sqft), 26 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Some homes are special because of their finishes. Others are special because of their setting. 1089 Vance Trail is exceptional because it offers both. An extraordinary four-bedroom, three-bath residence in the Village of Caroline, this one-of-a-kind property enjoys breathtaking, unobstructed Preserve views, remarkable privacy, and an elevated indoor-outdoor lifestyle rarely found in The Villages. Add to all of this, home is offered furnished ! (Very few exceptions) From the moment you arrive, the difference is unmistakable. Thoughtfully designed for sophisticated Florida living, the home features two private primary suites, creating an ideal arrangement for luxurious everyday living while offering family and overnight guests an exceptional degree of comfort, privacy, and independence. Beautifully appointed spaces and thoughtful updates throughout enhance both comfort and sophistication. The gourmet kitchen features gas cooking, a wall oven, generous island, and under-cabinet lighting. The adjoining laundry room elevates everyday living with high-end washer and dryer appliances and a dedicated coffee bar. Step outside and discover an entertainer’s dream. Multiple outdoor living areas create an effortless connection between the indoors and the natural beauty beyond. Enjoy al fresco dining from the gas summer kitchen, relax beneath either of two separate covered outdoor living spaces, or simply take in the tranquil Preserve setting with complete privacy and spectacular views. The home continues to impress with a whole-home sound system, automated blinds, four solar tubes, and an HVAC air-cleaning system. Beautiful wood flooring graces both primary suites. The private second suite also features its own entrance from the garage and a separate HVAC system—an exceptional feature for extended family or guests. The meticulously manicured landscape and paver driveway provide an elegant welcome, while the exceptionally appointed garage offers an insulated garage door, extensive cabinetry, a hobby table/workbench, two refrigeration units including a freezer, and a dedicated golf cart garage. This is far more than a place to park—it is a remarkably functional extension of the home. Additional features include gutters throughout and a French drain system. HVAC replaced in 2018; water heater replaced in 2017, roof in 2023, Generator installed in 2018. This remarkable residence offers something increasingly difficult to find: two true private primary suites, sophisticated indoor living, extraordinary outdoor entertaining spaces, and an unobstructed Preserve backdrop that provides beauty, serenity, and privacy every day. A rare property that transcends the ordinary, 1089 Vance Trail is a truly distinctive Villages residence for the buyer who appreciates exceptional setting, thoughtful design, and a home that simply cannot be duplicated.

The essentials

Built
2006
Price / sqft
$498
On market
29 days
Annual tax
$6,897
Flood zone
X500 · Low risk
Lot
8,894 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
3 car garage
8,894 sqft lot
Lot size
3,000 sqft
Living area

Payment

Est. monthly payment
$9,120/mo
Down payment (20%)
$299,049
Property taxes
$575/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
8,894 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Gas
Parking
-
Days on Market
29
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Outdoor Kitchen
Private Yard
Rain Gutters
Sprinkler Metered
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Freezer
Microwave
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$6,897
Parcel #
D24E069

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages Of Sumter
County
Sumter
MLS Area
32162 - Lady Lake/The Villages
Lot Size
8,894 sqft

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #G5117590
$1,495,247
$498/sqft

Neighborhood

1089 Vance Trl
The Villages, FL, 32162 · 32162 - Lady Lake/The Villages

Market insights

Offer Insights

Choose an offer strength

List price: $1,495,247
$1.46M – $1.50M
97.4% – 100% of listTops out right at the list price
80% of listList price
154 of the last 306 home closings in 32162 landed at this number or higher (50%). The median one sat 36 days before it went under contract, and this one is on day 29.

Sample: 306 closed home sales in 32162 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$9,121/mo
Principal & interest$7,798
Property taxes$575
Insurance$748
Down payment20% · $299,049
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,495,247

$498 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,000 sq ft

Time on market

29 days

Year built

2006

Monthly payment

About $9,120/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,897 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byGOLDKEY REAL ESTATE PARTNERS LLCListing agent: Jayne MarvinListing data from Stellar MLS, MLS# G5117590.

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