

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
Open house
Friday, Oct 9 · 4:00 AM to 7:00 PM
About this home
1089 Vance Trl is a 2006-built home in Villages Of Sumter, The Villages. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,000 square feet of living space. Listed at $1,495,247 (about $498/sqft), 26 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.
Some homes are special because of their finishes. Others are special because of their setting. 1089 Vance Trail is exceptional because it offers both. An extraordinary four-bedroom, three-bath residence in the Village of Caroline, this one-of-a-kind property enjoys breathtaking, unobstructed Preserve views, remarkable privacy, and an elevated indoor-outdoor lifestyle rarely found in The Villages. Add to all of this, home is offered furnished ! (Very few exceptions) From the moment you arrive, the difference is unmistakable. Thoughtfully designed for sophisticated Florida living, the home features two private primary suites, creating an ideal arrangement for luxurious everyday living while offering family and overnight guests an exceptional degree of comfort, privacy, and independence. Beautifully appointed spaces and thoughtful updates throughout enhance both comfort and sophistication. The gourmet kitchen features gas cooking, a wall oven, generous island, and under-cabinet lighting. The adjoining laundry room elevates everyday living with high-end washer and dryer appliances and a dedicated coffee bar. Step outside and discover an entertainer’s dream. Multiple outdoor living areas create an effortless connection between the indoors and the natural beauty beyond. Enjoy al fresco dining from the gas summer kitchen, relax beneath either of two separate covered outdoor living spaces, or simply take in the tranquil Preserve setting with complete privacy and spectacular views. The home continues to impress with a whole-home sound system, automated blinds, four solar tubes, and an HVAC air-cleaning system. Beautiful wood flooring graces both primary suites. The private second suite also features its own entrance from the garage and a separate HVAC system—an exceptional feature for extended family or guests. The meticulously manicured landscape and paver driveway provide an elegant welcome, while the exceptionally appointed garage offers an insulated garage door, extensive cabinetry, a hobby table/workbench, two refrigeration units including a freezer, and a dedicated golf cart garage. This is far more than a place to park—it is a remarkably functional extension of the home. Additional features include gutters throughout and a French drain system. HVAC replaced in 2018; water heater replaced in 2017, roof in 2023, Generator installed in 2018. This remarkable residence offers something increasingly difficult to find: two true private primary suites, sophisticated indoor living, extraordinary outdoor entertaining spaces, and an unobstructed Preserve backdrop that provides beauty, serenity, and privacy every day. A rare property that transcends the ordinary, 1089 Vance Trail is a truly distinctive Villages residence for the buyer who appreciates exceptional setting, thoughtful design, and a home that simply cannot be duplicated.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 306 closed home sales in 32162 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,495,247
$498 per sq ft
Beds and baths
4 beds, 3 baths
Size
3,000 sq ft
Time on market
29 days
Year built
2006
Monthly payment
About $9,120/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,897 annual tax bill, insurance.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.





