1305 Moray CT, photo 1
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Overview

3 bd2 ba1,569 sqft2 car garageSingle Family
TypeSingle Family
HOA$220/mo
Built1988
Lot7,889 sqft
Living area1,569 sqft
Price / sqft$136
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboThermostatVaulted Ceiling(s)Window TreatmentsLightingRain GuttersAssociation Recreation - Owned

1305 Moray CT is a 1988-built home in Scottish Highlands, Leesburg. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,569 square feet of living space. Listed at $212,900 (about $136/sqft), 97 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $220 monthly.

From the listing

Virtually Staged. MOTIVATED SELLER - BRAND-NEW HVAC - BRAND-NEW WATER HEATER - NEWER ROOF 2020 - SCOTTISH HIGHLANDS 55+ COMMUNITY - MOVE-IN READY. This 3 bedroom, 2 bath home sits in Leesburg's sought-after Scottish Highlands 55+ community and already has the big-ticket items handled: a BRAND-NEW HVAC system and NEW WATER HEATER, both installed in 2026, plus a NEWER ROOF replaced in 2020. At just over 1,566 square feet, this home is MOVE-IN READY, without the guesswork or surprise repair bills that come with an older home. As part of SCOTTISH HIGHLANDS, residents enjoy a heated indoor pool, hot tub, tennis and pickleball courts, a fitness center, and free RV/boat storage, all just minutes from the Lake Harris Chain of Lakes. Schedule your private showing today.

The essentials

Built
1988
Price / sqft
$136
On market
97 days
Annual tax
$2,988
HOA
$220/mo
Flood zone
X · Low risk
Lot
7,889 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
Community pool
Fitness center too
2 car garage
7,889 sqft lot
Lot size
1,569 sqft
Living area

Payment

Est. monthly payment
$1,685/mo
Down payment (20%)
$42,580
Property taxes
$249/mo
HOA
$220/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
7,889 sqft
Cooling
Central Air
Heating
Central, Heat Pump, Natural Gas
Parking
-
Days on Market
97
Ceiling Fans(s)
Living Room/Dining Room Combo
Thermostat
Vaulted Ceiling(s)
Window Treatments
Lighting
Rain Gutters
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Golf Carts OK
Handicap Modified
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,988
Parcel #
11-19-25-0071-000-005M0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Scottish Highlands
County
Lake
MLS Area
34788 - Leesburg / Haines Creek
Lot Size
7,889 sqft
HOA
$220/mo
Rene

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #G5114737
$212,900-2.3%
$136/sqft
-
Price change
Source: Stellar MLS #G5114737
$217,900-9.9%
$139/sqft
7/7/2026
Listed for sale
Source: Stellar MLS #G5114737
$241,900
$154/sqft

Neighborhood

1305 Moray CT
Leesburg, FL, 34788 · 34788 - Leesburg / Haines Creek

Market insights

Offer Insights

Choose an offer strength

List price: $212,900
$207,500 – $212,900
97.6% – 100% of listTops out right at the list price
80% of listList price
65 of the last 128 home closings in 34788 landed at this number or higher (51%). The median one sat 54 days before it went under contract, and this one is on day 97 after a $29,000 cut.

Sample: 128 closed home sales in 34788 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,686/mo
Principal & interest$1,110
Property taxes$249
Insurance$106
HOA$220
Down payment20% · $42,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$212,900

$136 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,569 sq ft

Time on market

97 days

Year built

1988

Monthly payment

About $1,685/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,988 annual tax bill, insurance, and the $220/mo HOA fee.

HOA fee

$220/mo

Managed by Rene.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS ELITE PARTNERS III REALTYListing agent: Adam RodriguezListing data from Stellar MLS, MLS# G5114737.

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