Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- WILFORD PRESERVE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$66/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
3547 Cynthia Ln is a 2026-built home in Wilford Preserve, Orange Park. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,493 square feet of living space. Listed at $509,990 (about $205/sqft), 95 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $795 annually.
Under Construction. Great 4 bed 3 bath, 3 CAR GARAGE single story, new construction home in the popular community of Wilford Preserve! 10' Vaulted ceilings in the family room make this open floorplan feel even more spacious! Large master suite, GIANT family room and covered patio make this home a tremendous value. Design finishes include 42'' cabinets, quartz countertops and hardwood look tile flooring throughout the main living area. This home is also on an always coveted, oversized, cul-de-sac lot! Make your appointment today and see why the Wilford Preserve is one of the fastest selling communities in Clay County!
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 15 closed home sales in Orange Park over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$509,990
$205 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,493 sq ft
Time on market
95 days
Year built
2026
Monthly payment
About $3,023/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $500 annual tax bill, insurance, and the $795/yr HOA fee.
HOA fee
$795/yr
Managed by Floridian Property Mgmnt (904) 592-4090.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
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