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Overview

2 bd2 ba1,156 sqft1 car garageVilla
TypeVilla
HOANone listed
Built2004
Lot3,527 sqft
Living area1,156 sqft
Price / sqft$238
Garage1 car

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About this home

Ceiling Fans(s)Eat-in KitchenWalk-in Closet(s)LightingRain GuttersDeed RestrictionsFitness CenterGated Community - No Guard

973 York Ter is a 2004-built home in Villages Of Sumter Rainey Villas, The Villages. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,156 square feet of living space. Listed at $274,900 (about $238/sqft), 64 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to Rainey Villas nestled within the lovely Village of Ashland, where location is perfect and home is here! ** NO BOND** for this lovely 2-bedroom, 2-bath furnished, cozy, clean Patio Villa awaiting its new owner. Inside you'll find the kitchen is open and spacious, including under-cabinet lighting adding to the ambiance that flows to the dining room and living room. Outside the enclosed Lanai has plenty of space to relax, read, and enjoy a favorite beverage year-round as it comes equipped with portable A/C, new ceiling fan and lots of natural light! Some wonderful news: The roof was replaced in 2020, The HVAC 2024, Lg Washer and dryer 2024 models, Water Heater 2021'. The walkways and patio pavers have been freshly painted, home power washed, irrigation throughout, new sliding door screens, and a recently installed Ring camera for added security and peace of mind. The Ashland Neighborhood Recreation Center is conveniently located nearby and includes an adult pool, bocce, shuffleboard, and horseshoes. Churchill Street Recreation Center is also right around the corner, featuring a family pool, billiards, meeting rooms, and additional recreation. Golfers will love the easy access to the Pimlico, Churchill Downs, and Belmont executive courses, along with a short trip to the Arnold Palmer Legends Championship Course and Country Club. This is a prime location and convenient to Shopping, dining, entertainment, and all the wonderful amenities and fun included with living in The Villages! Don't wait, schedule your tour today! --

The essentials

Built
2004
Price / sqft
$238
On market
64 days
Annual tax
$2,327
Flood zone
X · Low risk
Lot
3,527 sqft
Type
Villa

At a glance

Villa
Built 2004
Community pool
Fitness center too
1 car garage
Garage Door Opener
3,527 sqft lot
Lot size
1,156 sqft
Living area

Payment

Est. monthly payment
$1,765/mo
Down payment (20%)
$54,980
Property taxes
$194/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2004
Lot
3,527 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
64
Ceiling Fans(s)
Eat-in Kitchen
Walk-in Closet(s)
Lighting
Rain Gutters
Deed Restrictions
Fitness Center
Gated Community - No Guard
Irrigation-reclaimed Water
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,327
Parcel #
D21G077

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages Of Sumter Rainey Villas
County
Sumter
MLS Area
32162 - Lady Lake/The Villages
Lot Size
3,527 sqft
LandscapedLevelStreet Dead-EndPaved

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #G5115920
$274,900-1.8%
$238/sqft
8/14/2026
Listed for sale
Source: Stellar MLS #G5115920
$279,900
$242/sqft

Neighborhood

973 York Ter
The Villages, FL, 32162 · 32162 - Lady Lake/The Villages

Market insights

Offer Insights

Choose an offer strength

List price: $274,900
$267,500 – $274,900
97.4% – 100% of listTops out right at the list price
80% of listList price
72 of the last 142 townhouse or villa closings in 32162 landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 64 after a $5,000 cut.

Sample: 142 closed townhouse or villa sales in 32162 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,765/mo
Principal & interest$1,434
Property taxes$194
Insurance$137
Down payment20% · $54,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$274,900

$238 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,156 sq ft

Time on market

64 days

Year built

2004

Monthly payment

About $1,765/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,327 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Clarissa RaineyListing data from Stellar MLS, MLS# G5115920.

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