12020 Virginia Dr, photo 1
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Overview

3 bd2 ba1,191 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2021
Lot10,983 sqft
Living area1,191 sqft
Price / sqft$248
Garage2 car

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Sunday, Oct 18 · 12:00 PM to 2:00 PM

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)LightingDishwasher

12020 Virginia Dr is a 2021-built home in Western Shores, Leesburg. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,191 square feet of living space. Listed at $295,000 (about $248/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Escape the hustle without sacrificing convenience! This adorable and newer one-story home offers the perfect blend of modern comfort and peaceful country living. Nestled in a quiet rural setting with no HOA, you'll have the freedom to bring your boat, RV, trailers, and outdoor toys. Inside, you'll find a bright, inviting split bedroom floor plan with stylish updates that make this home truly move-in ready. Step outside to a fully fenced backyard offering plenty of room for pets, gardening, entertaining, or simply enjoying Florida's beautiful weather. Ideally located just minutes from shopping, dining, schools, and everyday conveniences, yet tucked away where you can enjoy the tranquility of the countryside. With easy access to Orlando in about an hour and Florida's east coast beaches just an hour away, you'll enjoy the best of both worlds. Whether you're searching for your first home, downsizing, or simply looking for a place with room to breathe, this charming property is ready to welcome you home.

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The essentials

Built
2021
Price / sqft
$248
On market
72 days
Annual tax
$3,920
Flood zone
X · Low risk
Lot
10,983 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
Driveway
0.25 acres
Lot size
1,191 sqft
Living area

Payment

Est. monthly payment
$2,013/mo
Down payment (20%)
$59,000
Property taxes
$327/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
10,983 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway
Days on Market
72
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Lighting
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Treadway Elem
Middle
Tavares Middle
High
Tavares High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,920
Parcel #
07-19-26-0300-000-15200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Western Shores
County
Lake
MLS Area
34788 - Leesburg / Haines Creek
Lot Size
10,983 sqft
ClearedLevel

Price history

Date
Event
Price
8/4/2026
Listed for sale
Source: Stellar MLS #G5115949
$295,000
$248/sqft

Neighborhood

12020 Virginia Dr
Leesburg, FL, 34788 · 34788 - Leesburg / Haines Creek

Market insights

Offer Insights

Choose an offer strength

List price: $295,000
$287,500 – $295,000
97.6% – 100% of listTops out right at the list price
80% of listList price
66 of the last 130 home closings in 34788 landed at this number or higher (51%). The median one sat 53 days before it went under contract, and this one is on day 72.

Sample: 130 closed home sales in 34788 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,013/mo
Principal & interest$1,539
Property taxes$327
Insurance$148
Down payment20% · $59,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$295,000

$248 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,191 sq ft

Time on market

72 days

Year built

2021

Monthly payment

About $2,013/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,920 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER VANGUARD EDGEListing agent: Robin SkaggsListing data from Stellar MLS, MLS# G5115949.

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