77 Fairway Cir #101, photo 1
Active
1 / 25

Overview

0 baLand
TypeLand
HOANone listed
Lot11,947 sqft

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

77 Fairway Cir #101 is a home in Twin Lakes Estates, Umatilla. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This land can be purchased with NO MONEY DOWN or NO INCOME VERIFICATION! Waterfront Living in Twin Lake Estates! Build the home of your dreams on this beautiful high-and-dry waterfront homesite in Twin Lake Estates, a welcoming 55+ community offering an exceptional lifestyle and an abundance of amenities. Imagine designing and building your perfect home while enjoying peaceful waterfront surroundings and the convenience of an active, social community. Residents can take advantage of a clubhouse, swimming pool, walking and jogging trails, biking areas, and regular community social events. Providing plenty of opportunities for recreation, relaxation, and meeting neighbors. Whether you're looking to create a peaceful retreat or an active Florida lifestyle, this property offers the perfect opportunity to make your vision a reality. Bring your plans, bring your dreams, and build the waterfront home you've always wanted!

The essentials

On market
65 days
Annual tax
$969
Flood zone
X · Low risk
Lot
11,947 sqft
Type
Land

At a glance

Land
Waterfront
Pond
0.27 acres
Lot size

Payment

Est. monthly payment
$475/mo
Down payment (20%)
$13,800
Property taxes
$81/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
11,947 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Pond
Days on Market
65
Flood Zone X
Annual Tax (2025)
$969
Parcel #
01-18-26-2002-000-10100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Lakes Estates
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
11,947 sqft

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #G5116289
$69,000-12.7%
8/10/2026
Listed for sale
Source: Stellar MLS #G5116289
$79,000

Neighborhood

77 Fairway Cir #101
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Calculator

Est. monthly payment
$475/mo
Principal & interest$360
Property taxes$81
Insurance$35
Down payment20% · $13,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$69,000

Time on market

65 days

Monthly payment

About $475/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $969 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byLPT REALTY, LLCListing agent: Bernadette CipilewskiListing data from Stellar MLS, MLS# G5116289.

Keep exploring Florida

Pick up where you left off, or see what else is out there.