1120 White Water Bay Dr, photo 1
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Overview

4 bd2 ba2,024 sqft2 car garageSingle Family
TypeSingle Family
HOA$544.5/qtr
Built2015
Lot5,750 sqft
Living area2,024 sqft
Price / sqft$205
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWindow TreatmentsSidewalk

1120 White Water Bay Dr is a 2015-built home in Waterside Pointe, Groveland. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,024 square feet of living space. Listed at $414,999 (about $205/sqft), 58 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $544.5 quarterly.

From the listing

Virtually Staged. Welcome to Waterside Pointe — Where Luxury Living Meets Everyday Comfort! Welcome to this beautifully designed one-story 4-bedroom, 2-bath home located inside the highly sought-after gated community of Waterside Pointe. Offering over 2,000 square feet of living space, this home was thoughtfully enhanced during construction with an additional 4 feet added across the back of the home, creating even more space in the kitchen, family room, and primary suite. From the moment you enter, you’ll appreciate the smart layout. A long hallway from the front entry provides wonderful separation between the secondary bedrooms and the main living areas, while opening into a spacious, light-filled open-concept kitchen and family room that is perfect for everyday living and entertaining. The oversized primary suite is a true retreat, featuring plenty of room for a sitting area or private relaxation space. The luxurious primary bathroom offers dual sinks, a large walk-in shower, an enormous walk-in closet, and a generous linen closet. The additional three bedrooms are nicely sized and feature good-sized closets, providing plenty of room for family, guests, or a home office. Outside, the backyard is truly an oasis of privacy and beauty. Enjoy an impressive 10' x 40' fully screened-in patio, creating an incredible outdoor living space for morning coffee, entertaining, or relaxing after a long day. The backyard features gorgeous mature landscaping and a private feel that makes it easy to forget you’re just minutes from all the community amenities. A 2-car garage and long driveway provide ample parking and storage. The home is also ideally situated within Waterside Pointe, conveniently located not far from the incredible amenities this community has to offer. A Premier Gated Community Waterside Pointe offers an exceptional lifestyle with multi-million-dollar amenities, including a stunning clubhouse, fully equipped fitness center, multiple playgrounds, and a resort-style pool. Residents can stay active with tennis and basketball courts, while the massive open field provides space for soccer, community events, and more. One of the community’s standout features is the 3.2-mile loop around the lake, perfect for walking, biking, running, or enjoying a scenic golf cart ride while taking in the beautiful surroundings. Waterside Pointe is more than a neighborhood — it’s a lifestyle. With an incredible home, private backyard oasis, thoughtful floor plan, and one of the area’s most desirable gated communities, this is an opportunity you won’t want to miss! Some pictures have been virtually stagged.

The essentials

Built
2015
Price / sqft
$205
On market
58 days
Annual tax
$3,612
HOA
$544.5/qtr
Flood zone
X · Low risk
Lot
5,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
2 car garage
5,750 sqft lot
Lot size
2,024 sqft
Living area

Payment

Est. monthly payment
$2,855/mo
Down payment (20%)
$83,000
Property taxes
$301/mo
HOA
$544.5/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
5,750 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
58
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Window Treatments
Sidewalk
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Aurelia Cole Academy
Middle
Aurelia Cole Academy
High
South Lake High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,612
Parcel #
22-22-25-0012-000-36800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterside Pointe
County
Lake
MLS Area
34736 - Groveland
Lot Size
5,750 sqft
LandscapedNear Golf CourseSidewalkPaved
HOA
$544.5/qtr
Kristine Rector

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #G5116517
$414,999-1.2%
$205/sqft
8/15/2026
Listed for sale
Source: Stellar MLS #G5116517
$420,000
$208/sqft

Neighborhood

1120 White Water Bay Dr
Groveland, FL, 34736 · 34736 - Groveland

Market insights

Offer Insights

Choose an offer strength

List price: $414,999
$412,500 – $414,999
99.5% – 100% of listTops out right at the list price
80% of listList price
174 of the last 287 home closings in 34736 landed at this number or higher (61%). The median one sat 38 days before it went under contract, and this one is on day 58 after a $5,001 cut.

Sample: 287 closed home sales in 34736 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,855/mo
Principal & interest$2,164
Property taxes$301
Insurance$207
HOA$182
Down payment20% · $83,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$414,999

$205 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,024 sq ft

Time on market

58 days

Year built

2015

Monthly payment

About $2,855/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,612 annual tax bill, insurance, and the $544.5/qtr HOA fee.

HOA fee

$544.5/qtr

Managed by Kristine Rector.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTERZA REAL ESTATEListing agent: Shelley EmeryListing data from Stellar MLS, MLS# G5116517.

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