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Overview

1 bd1 ba754 sqftSingle Family
TypeSingle Family
HOANone listed
Built1978
Lot27,443 sqft
Living area754 sqft
Price / sqft$424

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Private EntrancePrivate MailboxRange

10565 95th Ter is a 1978-built home in East Waters/Smith Lake, Belleview. Inside you'll find 1 bedrooms, 1 bathrooms, and 754 square feet of living space. Listed at $319,900 (about $424/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

RARE SMITH LAKE WATERFRONT OPPORTUNITY! Discover the charm of Old Florida on beautiful Smith Lake! This waterfront property offers approximately 0.63 acres with peaceful lake view, mature oak trees, and a relaxing natural setting. Tucked away between Belleview and Ocala, this property is perfect for a weekend fishing retreat, vacation getaway, or an opportunity to create your own lakeside escape. The existing 1-bedroom, 1-bath also features a bonus room, offering additional flexible space for a home office or hobby room. This 1-bath home offers potential for renovation and personal touches. No HOA! Property is being sold AS IS. Owner is a licensed Florida real estate agent. Owner is a licensed Florida real estate agent.

The essentials

Built
1978
Price / sqft
$424
On market
4 days
Annual tax
$1,577
Flood zone
X · Low risk
Lot
27,443 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
Waterfront
Lake Front
0.63 acres
Lot size
754 sqft
Living area

Payment

Est. monthly payment
$1,959/mo
Down payment (20%)
$63,980
Property taxes
$131/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
27,443 sqft
Cooling
Wall/Window Unit(s)
Heating
Electric
Parking
-
Waterfront
Lake Front
Days on Market
4
Ceiling Fans(s)
Private Entrance
Private Mailbox
Range
Elementary
Emerald Shores Elem. School
Middle
Lake Weir Middle School
High
Lake Weir High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,577
Parcel #
37855-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
East Waters/Smith Lake
County
Marion
MLS Area
34420 - Belleview
Lot Size
27,443 sqft

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #G5116737
$319,900
$424/sqft

Neighborhood

10565 95th Ter
Belleview, FL, 34420 · 34420 - Belleview

Market insights

Offer Insights

Choose an offer strength

List price: $319,900
$315,000 – $319,900
98.6% – 100% of listTops out right at the list price
80% of listList price
82 of the last 162 home closings in 34420 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 4.

Sample: 162 closed home sales in 34420 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,960/mo
Principal & interest$1,668
Property taxes$131
Insurance$160
Down payment20% · $63,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$319,900

$424 per sq ft

Beds and baths

1 beds, 1 baths

Size

754 sq ft

Time on market

4 days

Year built

1978

Monthly payment

About $1,959/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,577 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLAMINGO REAL ESTATE & MNGMTListing agent: BobbiJo NeSmithListing data from Stellar MLS, MLS# G5116737.

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