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About this home
10620 NE 104th Cir is a 2015-built home in Sumter Crossing, Oxford. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,500 square feet of living space. Listed at $795,000 (about $318/sqft), 43 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $1,200 annually.
Welcome to 10620 NE 104th Cir, a custom-built home nestled on nearly 7 private acres in the prestigious gated community of Sumter Crossing in Oxford, Florida. Known for its expansive acreage homesites, custom residences, equestrian-friendly lifestyle, and convenient location near The Villages, I-75, and the Florida Turnpike, Sumter Crossing offers a rare combination of privacy, space, and accessibility with no age restrictions. This 3-bedroom, 3-bathroom home with a 3-car garage is set on a beautifully wooded and fenced parcel, accessed through a private electric gate. Designed with versatility in mind, the home offers an abundance of living and flex spaces, including a media room, office/den, a separate room off the primary bedroom that could serve as a nursery, home office, or yoga room, and another den or flex room near the entry. A hobby or storage room off the dining area provides even more useful space, while the interior utility room adds convenience. Inside, you'll find 9.5-foot ceilings and a spacious kitchen featuring granite countertops and an abundance of wood cabinetry for storage. The guest bathroom features a dual granite vanity and shower/tub combination. The private primary suite includes a large walk-in closet, dual granite vanity, tiled walk-in shower, and its own additional flex room. Step outside to the spacious screened back porch, where you can relax, entertain, or enjoy your morning coffee while taking in peaceful views of the surrounding wooded acreage. With nearly 7 acres of privacy beyond the porch, this is the perfect place to enjoy the tranquility and natural beauty of your property. Additional features include a new water heater in 2026, 16KW backup generator, a split HVAC system for flexible indoor comfort, and a high-end ECO water filtration system. Irrigation system professionally updated with new heads and a new WIFI controller. With nearly 7 acres, a fenced parcel, gated entry, custom construction, and room for horses and outdoor pursuits, this is a property that offers a lifestyle that is increasingly hard to find. Don't miss the opportunity to enjoy privacy, space, and the best of Central Florida living in Sumter Crossing. Call today to schedule your private tour!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$795,000
$318 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,500 sq ft
Time on market
43 days
Year built
2015
Monthly payment
About $4,927/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,408 annual tax bill, insurance, and the $1,200/yr HOA fee.
HOA fee
$1,200/yr
Managed by Mike Romer.
Flood zone
Zone A
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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