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Overview

4 bd2 ba1,766 sqft2 car garageSingle Family
TypeSingle Family
HOA$190/yr
Built2022
Lot12,632 sqft
Living area1,766 sqft
Price / sqft$184
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanWalk-in Closet(s)Window TreatmentsLightingDishwasherDisposalDryer

10169 SW 78th CT is a 2022-built home in Hidden Lake Un IV, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,766 square feet of living space. Listed at $324,900 (about $184/sqft), 29 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $190 annually.

From the listing

* * * * Check Out New Price!!! * * * * Nearly new, spacious, and ready for its next owner! Built in 2022 and located in Ocala’s desirable Hidden Lake community, this 4-bedroom, 2-bath home offers a comfortable split-bedroom floor plan with plenty of room to spread out. With a full-price offer, the seller is offering a $2,500 decorating credit, giving the buyer an opportunity to add their own finishing touches after closing. Step inside to a welcoming entry with a large coat closet and an open-concept living area designed for everyday living and entertaining. The kitchen features stainless steel appliances, an upgraded stainless steel backsplash, a large pantry, breakfast bar, and adjoining dinette area. Durable vinyl laminate flooring extends through the main living areas, second bedroom, and private primary suite. The spacious primary suite features a custom Closets by Design walk-in closet and an en-suite bath with dual-sink vanity, separate soaking tub, large walk-in shower, and private water closet. Three additional bedrooms are located on the opposite side of the home, providing separation and privacy. One secondary bedroom also features a walk-in closet, while the guest bath offers a tub/shower combination. Additional features include a new vinyl fence along the back side of the lot, separate laundry room, upgraded ceiling fans, a 2025 water heater with descaling filter, multi-zone irrigation system, covered front entry, and a second covered lanai just off the main living area. The garage includes an automatic door opener, two remotes, and keypad entry. The home is served by a septic system, helping reduce monthly utility costs. Hidden Lake provides convenient access to shopping, schools, parks, outdoor recreation, and the natural springs that make this part of Central Florida special. And when the beach is calling, both Florida coasts are within reach for an easy day or weekend getaway. Schedule your showing and see the space, flexibility, and value this 2022-built home has to offer.

The essentials

Built
2022
Price / sqft
$184
On market
29 days
Annual tax
$4,090
HOA
$190/yr
Flood zone
X · Low risk
Lot
12,632 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
0.29 acres
Lot size
1,766 sqft
Living area

Payment

Est. monthly payment
$2,213/mo
Down payment (20%)
$64,980
Property taxes
$341/mo
HOA
$190/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
12,632 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
29
Ceiling Fans(s)
Open Floorplan
Walk-in Closet(s)
Window Treatments
Lighting
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Washer
Flood Zone x
Annual Tax (2024)
$4,090
Parcel #
3521-003-036

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hidden Lake Un IV
County
Marion
MLS Area
34476 - Ocala
Lot Size
12,632 sqft
HOA
$190/yr
Ayla Hart

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #G5118015
$324,900-3.0%
$184/sqft
9/18/2026
Listed for sale
Source: Stellar MLS #G5118015
$334,900
$190/sqft

Neighborhood

10169 SW 78th CT
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $324,900
$322,500 – $324,900
99.3% – 100% of listTops out right at the list price
80% of listList price
246 of the last 490 home closings in 34476 landed at this number or higher (50%). The median one sat 44 days before it went under contract, and this one is on day 29 after a $10,000 cut.

Sample: 490 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,214/mo
Principal & interest$1,694
Property taxes$341
Insurance$162
HOA$16
Down payment20% · $64,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$324,900

$184 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,766 sq ft

Time on market

29 days

Year built

2022

Monthly payment

About $2,213/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,090 annual tax bill, insurance, and the $190/yr HOA fee.

HOA fee

$190/yr

Managed by Ayla Hart.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCARLINO REAL ESTATE GROUP INCListing agent: Marty BouhallListing data from Stellar MLS, MLS# G5118015.

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