
Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SHEARWATER
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$236/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
242 Donovan Drive is a 2026-built home in Shearwater, St Augustine. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,798 square feet of living space. Listed at $449,990 (about $250/sqft), 22 days on market. HOA runs $236 monthly.
Virtually Staged. Beautiful single-story 4-bedroom, 2-bathroom home offering 1,798 sq. ft. Featuring an open-concept layout with a tray ceiling in the gathering room, an upgraded gourmet kitchen with gray cabinetry and quartz countertops, and wood-look tile flooring throughout the main living areas. Gutters and blinds are also included. A modern, neutral design palette makes this home feel bright and stylish!
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 19 closed home sales in 32092 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$449,990
$250 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,798 sq ft
Time on market
22 days
Year built
2026
Monthly payment
About $2,850/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $500 annual tax bill, insurance, and the $236/mo HOA fee.
HOA fee
$236/mo
Offer
What should I offer?
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