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Overview

3 bd2 ba1,726 sqftSingle Family
TypeSingle Family
HOA$194/mo
Built1998
Lot9,148 sqft
Living area1,726 sqft
Price / sqft$110

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main FloorLightingRain GuttersDishwasherMicrowaveRangeRefrigerator

13824 SW 114th Cir is a 1998-built home in Spruce Creek Preserve, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,726 square feet of living space. Listed at $189,900 (about $110/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $194 monthly.

From the listing

Welcome home to this inviting 3-bedroom, 2-bath home conveniently located in Dunnellon, just off Highway 200! Offering a comfortable layout with plenty of room to relax, entertain, and enjoy everyday living, this home is a great opportunity for buyers looking for space, convenience, and the Florida lifestyle. The functional floor plan features three bedrooms, two full bathrooms, and comfortable living spaces suited for a variety of needs. Whether you're looking for a place to call home, a seasonal retreat, or an investment opportunity, this property offers plenty of possibilities. Enjoy a convenient location with access to nearby shopping, dining, medical facilities, and everyday essentials. With the charm of Dunnellon and convenient access to surrounding areas, this property is ready for its next owner to make it their own.Spruce Creek Preserve is an active 55+ gated golf community offering heated pool, spa, fitness center, tennis courts, pickle ball courts, bocce ball courts, shuffle board, craft rooms, billiards, library, tons of clubs and activities.

The essentials

Built
1998
Price / sqft
$110
On market
9 days
Annual tax
$1,917
HOA
$194/mo
Flood zone
X · Low risk
Lot
9,148 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
9,148 sqft lot
Lot size
1,726 sqft
Living area

Payment

Est. monthly payment
$1,439/mo
Down payment (20%)
$37,980
Property taxes
$160/mo
HOA
$194/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
9,148 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
9
Primary Bedroom Main Floor
Lighting
Rain Gutters
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,917
Parcel #
4076-276-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Preserve
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
9,148 sqft
HOA
$194/mo
Sentry Management

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #G5119064
$189,900
$110/sqft

Neighborhood

13824 SW 114th Cir
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $189,900
$187,500 – $189,900
98.9% – 100% of listTops out right at the list price
80% of listList price
166 of the last 331 home closings in 34432 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 9.

Sample: 331 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,439/mo
Principal & interest$990
Property taxes$160
Insurance$95
HOA$194
Down payment20% · $37,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,900

$110 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,726 sq ft

Time on market

9 days

Year built

1998

Monthly payment

About $1,439/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,917 annual tax bill, insurance, and the $194/mo HOA fee.

HOA fee

$194/mo

Managed by Sentry Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDOWN HOME REALTY, LLLPListing agent: Brandon ShroutListing data from Stellar MLS, MLS# G5119064.

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