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About this home
46 Osprey Mills Ln is a 2021-built home in Whisper Creek, St Augustine. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,380 square feet of living space. Listed at $480,000 (about $202/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $8 monthly.
About this home SERENE POND-FRONT LIVING IN TRAILMARK | TOP-RATED ST. JOHNS SCHOOLS | 2021 BUILD Welcome home to 46 Osprey Mills Ln, a pristine 2021-built single-family home perfectly positioned to provide sweeping, tranquil pond views right out your front door. Located in TrailMark—one of St. Augustine’s most vibrant and high-demand master-planned communities—this property offers the ultimate combination of modern architectural design, functional living space, and an outdoor Florida lifestyle. HOME HIGHLIGHTS: Spacious & Flexible Layout: Featuring 4 light-filled bedrooms and 2.5 baths, plus a main-floor flex room ideal for a dedicated home office, study, or formal room. Gourmet Open Concept: The heart of the home features a chef-inspired kitchen with sleek granite countertops, premium stainless steel appliances, breakfast bar seating, and a seamless flow into the spacious family and dining areas—perfect for entertaining. Upstairs Haven: All bedrooms are conveniently located upstairs, including a luxurious owner's suite with a generous walk-in closet, along with a dedicated 2nd-floor laundry room for maximum everyday convenience. TOP-RATED ST. JOHNS COUNTY SCHOOL ZONE: Zoned for some of the highest-rated schools in the state's top school district: Elementary: Picolata Crossing Elementary School Middle School: Pacetti Bay Middle School High School: Tocoi Creek High School RESORT-STYLE AMENITIES AT TRAILMARK: Enjoy resort-style living every day with access to TrailMark’s world-class community amenities, including a lakeside Camp House, resort pool, full fitness center, kayak launch with access to Six Mile Creek, tennis/pickleball courts, basketball courts, beach volleyball, dog park, and miles of scenic walking and biking trails. Conveniently located near I-95, shopping, dining, and Historic St. Augustine. Don't wait—schedule your private tour today!
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 19 closed home sales in 32092 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$480,000
$202 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,380 sq ft
Time on market
6 days
Year built
2021
Monthly payment
About $3,413/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,949 annual tax bill, insurance, and the $8/mo HOA fee.
HOA fee
$8/mo
Managed by John Fitch.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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