Overview
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About this home
Sr-21 is a home Melrose. Flood zone AE - confirm flood insurance requirements with your lender.
Incredible opportunity to own 4.28 acres with lake access to Lake Geneva in the highly sought-after Keystone Melrose area perfectly positioned along State Road 21 (349' road frontage) just minutes from Keystone Heights and historic downtown Melrose. This versatile property offers endless potential. Easy access to Gainesville, Palatka, and Middleburg makes this a convenient yet peaceful setting for those seeking space, privacy, and investment upside. No HOA, one of Bradford County's fastest-developing areas. Surrounded by quality homes and new construction. Close to schools, parks, and shopping. Minutes to lakes and recreation areas for boating and fishing.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$134,900
Time on market
352 days
Monthly payment
About $800/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $346 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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