16970 NE 120th Ave, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot143,748 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

16970 NE 120th Ave is a home in N/A, Waldo. Flood zone AE*/X - confirm flood insurance requirements with your lender.

From the listing

Welcome to your new Florida oasis located on beautiful Lake Alto! This property hosts a variety of mature fruit trees, and access to Lake Santa Fe, with 100 ft of waterfront entry. Situated just minutes from Gainesville, you will have access to all of your everyday amenities. Sitting on 3.3 acres, it already has two homesites (parcels 18419-1 & 18419-2) ready to be renewed, including existing wells and septic tanks on both. The possibilities are endless on this amazing property in North Florida!

The essentials

On market
264 days
Annual tax
$2,639
Flood zone
AE*/X
Lot
143,748 sqft
Type
Land

At a glance

Land
Waterfront
Lake Front
3.30 acres
Lot size

Payment

Est. monthly payment
$1,928/mo
Down payment (20%)
$59,800
Property taxes
$220/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
143,748 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front
Days on Market
264
Elementary
Chester Shell Elementary School-AL
Middle
Hawthorne Middle/High School-AL
High
Hawthorne Middle/High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE*/X
Annual Tax (2025)
$2,639
Parcel #
18419-002-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
N/A
County
Alachua
MLS Area
32694 - Waldo
Lot Size
143,748 sqft

Price history

Date
Event
Price
7/10/2026
Price change
Source: Stellar MLS #GC536731
$299,000-8.0%
-
Price change
Source: Stellar MLS #GC536731
$325,000-7.1%
1/23/2026
Listed for sale
Source: Stellar MLS #GC536731
$350,000

Neighborhood

16970 NE 120th Ave
Waldo, FL, 32694 · 32694 - Waldo

Calculator

Est. monthly payment
$1,929/mo
Principal & interest$1,559
Property taxes$220
Insurance$150
Down payment20% · $59,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,000

Time on market

264 days

Monthly payment

About $1,928/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,639 annual tax bill, insurance.

Flood zone

Zone AE*/X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byREAL BROKER, LLCListing agent: Michael DeanListing data from Stellar MLS, MLS# GC536731.

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