18 4th St, photo 1
Active
1 / 38

Overview

3 bd2 ba1,352 sqftSingle Family
TypeSingle Family
HOANone listed
Built1980
Lot32,049 sqft
Living area1,352 sqft
Price / sqft$555

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsL DiningOpen FloorplanPrimary Bedroom Main FloorThermostatPrivate YardSliding Doors

18 4th St is a 1980-built home in Horseshoe Beach, Horseshoe Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,352 square feet of living space. Listed at $750,000 (about $555/sqft), 216 days on market. Flood zone VE - confirm flood insurance requirements with your lender.

From the listing

PRICE IMPROVEMENT! DO NOT MISS THE OPPORTUNITY TO OWN THIS ONE OF A KIND PROPERTY WITH GULF AND DEEP WATER CANAL FRONTAGE. Experience coastal living in Horseshoe Beach, Florida, with direct Gulf frontage, sweeping coastline views, and deep-water canal access — a rare combination perfect for boating, scalloping, and serene Gulf-side living. This thoughtfully renovated home is move-in ready, with premium upgrades throughout: freshly painted interior and exterior, new Hardy board siding, hurricane-standard windows and doors, luxury vinyl flooring throughout, granite countertops, and brand-new appliances. Structural updates include new sheetrock, plumbing, new HVAC system, and a structural engineered foundation pier system ensuring comfort, safety, and peace of mind. Step outside onto the expansive wrap-around deck to savor panoramic Gulf views, enjoy unforgettable sunsets, or host gatherings with family and friends. Inside, the home combines coastal charm with modern finishes, offering both relaxation and entertaining spaces. With turnkey updates from top to bottom and direct access to a deep-water canal, this property effortlessly blends lifestyle, luxury, and functionality. Whether seeking a primary residence, weekend retreat, or investment property, this home offers the ultimate in Gulf Coast living — a rare opportunity to own a fully upgraded, waterfront sanctuary in one of Florida’s hidden gems. Note: Room sizes are approximate and should be verified by the buyer.

The essentials

Built
1980
Price / sqft
$555
On market
216 days
Annual tax
$5,769
Flood zone
VE
Lot
32,049 sqft
Type
Single Family Residence

At a glance

Single family
Built 1980
Waterfront
Canal - Saltwater
1.01 acres
Lot size
1,352 sqft
Living area

Payment

Est. monthly payment
$4,768/mo
Down payment (20%)
$150,000
Property taxes
$481/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1980
Lot
32,049 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Covered, Basement
Waterfront
Canal - Saltwater
Days on Market
216
Ceiling Fans(s)
High Ceilings
L Dining
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Private Yard
Sliding Doors
Dishwasher
Microwave
Range
Refrigerator
Flood Zone VE
Annual Tax (2025)
$5,769
Parcel #
14-12-10-0614-005-60030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Horseshoe Beach
County
Dixie
MLS Area
32648 - Horseshoe Beach
Lot Size
32,049 sqft
ClearedCity LimitsLevelNear MarinaStreet Dead-End

Price history

Date
Event
Price
8/10/2026
Price change
Source: Stellar MLS #GC537503
$750,000-6.1%
$555/sqft
-
Price change
Source: Stellar MLS #GC537503
$799,000-15.9%
$591/sqft
3/9/2026
Listed for sale
Source: Stellar MLS #GC537503
$950,000
$703/sqft

Neighborhood

18 4th St
Horseshoe Beach, FL, 32648 · 32648 - Horseshoe Beach

Market insights

Offer Insights

Choose an offer strength

List price: $750,000
$715,000 – $750,000
95.5% – 100% of listTops out right at the list price
80% of listList price
14 of the last 26 home closings in Dixie County landed at this number or higher (54%). The median one sat 87 days before it went under contract, and this one is on day 216 after a $200,000 cut.

Sample: 26 closed home sales in Dixie County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,767/mo
Principal & interest$3,912
Property taxes$481
Insurance$375
Down payment20% · $150,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$750,000

$555 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,352 sq ft

Time on market

216 days

Year built

1980

Monthly payment

About $4,768/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,769 annual tax bill, insurance.

Flood zone

Zone VE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMAIN & FIELD REAL ESTATE, LLCListing agent: Jane ClemonsListing data from Stellar MLS, MLS# GC537503.

Keep exploring Florida

Pick up where you left off, or see what else is out there.