502 Main St #207, photo 1
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Overview

2 bd2 ba1,161 sqftCondominium
TypeCondominium
HOA$765/mo
Built2005
Lot676 sqft
Living area1,161 sqft
Price / sqft$237

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Chair RailEat-in KitchenKitchen/Family Room ComboOpen FloorplanWindow TreatmentsBalconyOutdoor Grill

502 Main St #207 is a 2005-built home in Horseshoe Cove, Horseshoe Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,161 square feet of living space. Listed at $275,000 (about $237/sqft), 263 days on market. Flood zone VE - confirm flood insurance requirements with your lender. HOA runs $765 monthly.

From the listing

Price Improvement with UP TO $15K IN SELLER CONCESSIONS AVAILABLE - Use it for new appliances, upgraded counters, pre-paids and closing costs - You Decide! Wake up to sweeping Gulf views and salty sea breezes from your private balcony in this sought-after condo at Horseshoe Cove. Unobstructed views of the Gulf and designed for easy coastal living, this inviting retreat sits in a quiet waterfront community where boating, fishing, and sunset golf-cart rides are part of everyday life. Just a short walk from the Gulf, the condo offers quick access to a deep-water boat ramp with direct channel access—perfect for guests eager to get on the water without delay. Inside, the open and functional layout includes two bedrooms, two full bathrooms, and a flexible bonus room currently set up as a third sleeping area (with under-bed storage) and office space with accordion windows, making it ideal for maximizing rental potential. This unit also comes FULLY FURNISHED including dishes and linens. Some artwork does not convey. The kitchen features well-maintained laminate countertops, generous cabinet storage, with a stackable w/d in the adjacent utility room, while the primary suite enjoys water views and primary bath with tub, walk-in shower and separate water closet. Convenience is key, with assigned parking directly below the unit and easy access to the elevator and stairs. Guests and owners alike will appreciate the community amenities, which include a waterfront pool, boat dock (repairs underway), boat wash station, and fish cleaning area. Whether you’re looking for a personal coastal getaway or a strong short-term rental opportunity, this Horseshoe Cove condo delivers the perfect blend of relaxation, recreation, and income potential. This community just completed $2.5 million in major improvements, including a new roof, new hardiboard siding, new exterior paint, new impact resistant doors and windows, helping reduce maintenance and increase long-term value. Add to that their fully funded reserve account, and new owners can feel confident in this purchase.

The essentials

Built
2005
Price / sqft
$237
On market
263 days
Annual tax
$3,789
HOA
$765/mo
Flood zone
VE
Lot
676 sqft
Type
Condominium

At a glance

Condo
Built 2005
Water views
Gulf/Ocean - Full
Private balcony
Outdoor space
1,161 sqft
Living area

Payment

Est. monthly payment
$2,652/mo
Down payment (20%)
$55,000
Property taxes
$316/mo
HOA
$765/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
676 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
263
Ceiling Fans(s)
Chair Rail
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Window Treatments
Balcony
Outdoor Grill
Community Mailbox
Golf Carts OK
Sidewalks
Cooktop
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Flood Zone VE
Annual Tax (2025)
$3,789
Parcel #
14-12-10-C614-004-70207

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Horseshoe Cove
County
Dixie
MLS Area
32648 - Horseshoe Beach
Lot Size
676 sqft
HOA
$765/mo
Smart Choice Realty - Lori Camfferman

Price history

Date
Event
Price
4/27/2026
Price change
Source: Stellar MLS #GC536909
$275,000-3.5%
$237/sqft
-
Price change
Source: Stellar MLS #GC536909
$285,000-3.4%
$245/sqft
1/24/2026
Listed for sale
Source: Stellar MLS #GC536909
$295,000
$254/sqft

Neighborhood

502 Main St #207
Horseshoe Beach, FL, 32648 · 32648 - Horseshoe Beach

Calculator

Est. monthly payment
$2,652/mo
Principal & interest$1,434
Property taxes$316
Insurance$138
HOA$765
Down payment20% · $55,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$275,000

$237 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,161 sq ft

Time on market

263 days

Year built

2005

Monthly payment

About $2,652/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,789 annual tax bill, insurance, and the $765/mo HOA fee.

HOA fee

$765/mo

Managed by Smart Choice Realty - Lori Camfferman.

Flood zone

Zone VE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byBHHS FLORIDA REALTYListing agent: Sarah Garrigues-JonesListing data from Stellar MLS, MLS# GC536909.

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