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About this home
502 Main St #207 is a 2005-built home in Horseshoe Cove, Horseshoe Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,161 square feet of living space. Listed at $275,000 (about $237/sqft), 263 days on market. Flood zone VE - confirm flood insurance requirements with your lender. HOA runs $765 monthly.
Price Improvement with UP TO $15K IN SELLER CONCESSIONS AVAILABLE - Use it for new appliances, upgraded counters, pre-paids and closing costs - You Decide! Wake up to sweeping Gulf views and salty sea breezes from your private balcony in this sought-after condo at Horseshoe Cove. Unobstructed views of the Gulf and designed for easy coastal living, this inviting retreat sits in a quiet waterfront community where boating, fishing, and sunset golf-cart rides are part of everyday life. Just a short walk from the Gulf, the condo offers quick access to a deep-water boat ramp with direct channel access—perfect for guests eager to get on the water without delay. Inside, the open and functional layout includes two bedrooms, two full bathrooms, and a flexible bonus room currently set up as a third sleeping area (with under-bed storage) and office space with accordion windows, making it ideal for maximizing rental potential. This unit also comes FULLY FURNISHED including dishes and linens. Some artwork does not convey. The kitchen features well-maintained laminate countertops, generous cabinet storage, with a stackable w/d in the adjacent utility room, while the primary suite enjoys water views and primary bath with tub, walk-in shower and separate water closet. Convenience is key, with assigned parking directly below the unit and easy access to the elevator and stairs. Guests and owners alike will appreciate the community amenities, which include a waterfront pool, boat dock (repairs underway), boat wash station, and fish cleaning area. Whether you’re looking for a personal coastal getaway or a strong short-term rental opportunity, this Horseshoe Cove condo delivers the perfect blend of relaxation, recreation, and income potential. This community just completed $2.5 million in major improvements, including a new roof, new hardiboard siding, new exterior paint, new impact resistant doors and windows, helping reduce maintenance and increase long-term value. Add to that their fully funded reserve account, and new owners can feel confident in this purchase.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$275,000
$237 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,161 sq ft
Time on market
263 days
Year built
2005
Monthly payment
About $2,652/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,789 annual tax bill, insurance, and the $765/mo HOA fee.
HOA fee
$765/mo
Managed by Smart Choice Realty - Lori Camfferman.
Flood zone
Zone VE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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