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Overview

0 baLand
TypeLand
HOANone listed
Lot7,840 sqft

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About this home

Tbd 3rd St is a home in Cedar Key, Cedar Key. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Currently Zoned Residential; With the combined lot size, the property may have potential for a triplex or multi-unit development for long-term rentals, subject to city approval. Three adjoining lots in Cedar Key’s R1 East district. The combined parcels create an expanded homesite opportunity totaling 0.18 acres, one of the higher spots on the island. Located within the island community, the property offers convenient access to Cedar Key’s waterfront, marina, restaurants, and coastal attractions. Seller will remove the columns at the Buyers request.

The essentials

On market
223 days
Annual tax
$2,140
Flood zone
AE
Lot
7,840 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,144/mo
Down payment (20%)
$33,800
Property taxes
$178/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,840 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
223
Flood Zone AE
Annual Tax (2025)
$2,140
Parcel #
08738-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cedar Key
County
Levy
MLS Area
32625 - Cedar Key
Lot Size
7,840 sqft

Price history

Date
Event
Price
3/9/2026
Listed for sale
Source: Stellar MLS #GC538204
$169,000

Neighborhood

Tbd 3rd St
Cedar Key, FL, 32625 · 32625 - Cedar Key

Calculator

Est. monthly payment
$1,144/mo
Principal & interest$881
Property taxes$178
Insurance$85
Down payment20% · $33,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$169,000

Time on market

223 days

Monthly payment

About $1,144/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,140 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byCOLDWELL BANKER M.M. PARRISH REALTORSListing agent: Shasta SchoellhornListing data from Stellar MLS, MLS# GC538204.

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