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Overview

3 bd2 ba2,002 sqft2 car garageSingle Family
TypeSingle Family
HOA$128/mo
Built2000
Lot8,458 sqft
Living area2,002 sqft
Price / sqft$135
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSolid Surface CountersRain GuttersClubhouseDeed RestrictionsFitness Center

23378 Live Oak Ln is a 2000-built home in River Woods Sub, Live Oak. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,002 square feet of living space. Listed at $270,000 (about $135/sqft), 198 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $128 monthly.

From the listing

Welcome home to this well-maintained, move-in ready brick home in the desirable River Woods subdivision! Featuring an open-concept layout, high ceilings, and an abundance of natural light, this home offers a bright and spacious atmosphere with comfortable living throughout. Property Highlights: Open-concept floor plan with high ceilings Gas fireplace in the living area Spacious bedrooms with large closets Galley-style kitchen with abundant cabinetry Dedicated appliance cabinet helps keep countertops clear and organized New roof installed in 2024 New water heater HVAC system replaced in 2021 2-car garage Washer and dryer included Window coverings included Enjoy convenient access to the Copeland Community Center, located just minutes away and offering an indoor pool, fitness center, and additional amenities. Please note: Membership to Advent Christian Village is required at $195 per month. 2-car garage, washer/dryer, remaining furniture and window coverings included Just minutes from the Copeland Community Center, which offers an indoor pool, fitness center, and additional amenities. Note: Membership to Advent Christian Village is required at $195 per month.

The essentials

Built
2000
Price / sqft
$135
On market
198 days
Annual tax
$2,766
HOA
$128/mo
Flood zone
X500 · Low risk
Lot
8,458 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
2 car garage
8,458 sqft lot
Lot size
2,002 sqft
Living area

Payment

Est. monthly payment
$1,901/mo
Down payment (20%)
$54,000
Property taxes
$230/mo
HOA
$128/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
8,458 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
198
Ceiling Fans(s)
High Ceilings
Open Floorplan
Solid Surface Counters
Rain Gutters
Clubhouse
Deed Restrictions
Fitness Center
Golf Carts OK
Park
Dishwasher
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$2,766
Parcel #
05-03S-11E-11341-250150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
River Woods Sub
County
Suwannee
MLS Area
32064 - Live Oak
Lot Size
8,458 sqft
HOA
$128/mo
Riverwoods HOA

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #GC539133
$270,000-5.9%
$135/sqft
-
Price change
Source: Stellar MLS #GC539133
$287,000-2.7%
$143/sqft
3/31/2026
Listed for sale
Source: Stellar MLS #GC539133
$295,000
$147/sqft

Neighborhood

23378 Live Oak Ln
Live Oak, FL, 32064 · 32064 - Live Oak

Market insights

Offer Insights

Choose an offer strength

List price: $270,000
$260,000 – $270,000
96% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 home closings in Live Oak landed at this number or higher (53%). The median one sat 75 days before it went under contract, and this one is on day 198 after a $25,000 cut.

Sample: 19 closed home sales in Live Oak over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,902/mo
Principal & interest$1,408
Property taxes$230
Insurance$135
HOA$128
Down payment20% · $54,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$270,000

$135 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,002 sq ft

Time on market

198 days

Year built

2000

Monthly payment

About $1,901/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,766 annual tax bill, insurance, and the $128/mo HOA fee.

HOA fee

$128/mo

Managed by Riverwoods HOA.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPEPINE REALTYListing agent: Bradley BarnettListing data from Stellar MLS, MLS# GC539133.

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